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2026 Mortgage-Free Wannabes

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Comments

  • missmoneywatch
    missmoneywatch Posts: 31 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    #33 here reporting standard overpayment of £323 to start June off, bringing my total for YTD to £2090.14

  • HelenaPinky
    HelenaPinky Posts: 66 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    #75, £300 for June, first of the saving for new deposit after a month of being mortgage free :) HP x

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • Sandyra
    Sandyra Posts: 336 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier

    #32

    May OP £1,186.81

    Thank you

    MFW 26 #32 £3,873.69/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £11,125/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • RedFraggle
    RedFraggle Posts: 1,533 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    #87 reporting £500 for May

    Thanks Julicorn

    Officially in a clique of idiots
  • Sammie_1985
    Sammie_1985 Posts: 268 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    #4 with an overpayment of £600 for June please Julicorn. Thank you 😊

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 1Month

    🏡Mortgage Now - £182,208.32
    💫Term Remaining (With Overpayments) - 20yrs 3Months

    🗓️243/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4625.75/£7000

    💰EF - £6813/£10000


  • Hettyhound
    Hettyhound Posts: 1,198 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Number 21 with £50 for June. Thank you Julicorn.

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; June 2026 £12,780 2025 OP £2991/£2,000 2026 £2,614/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • Pinkpieuni
    Pinkpieuni Posts: 263 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    #61, £700 overpayment for June.

    Challenges

    NSD - June - 2/10

    1. 2026 Mortgage-Free Wannabes #61 £21,665.01/£27,100, MF target June 2026, current mortgage balance - £5,300

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £1,742

  • carboot_karaoke
    carboot_karaoke Posts: 690 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon all

    #31 With a June OP £2320

    June total so far £2320

    YTD £15,325

    Current Balance £7,675
    MFW 2026 #31 £15325 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • here_for_the_tips
    here_for_the_tips Posts: 155 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    #35 reporting in with a £695.09 overpayment for May. £3,679.88 total for the year so far.

    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £3,679.88 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
    Mortgage 1 Jun 2026: £46,450.66
  • LzzyIsGod
    LzzyIsGod Posts: 719 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    #41 with £20.49 overpayment for June


    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
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