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2026 Mortgage-Free Wannabes
Comments
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#33 here reporting standard overpayment of £323 to start June off, bringing my total for YTD to £2090.14
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#75, £300 for June, first of the saving for new deposit after a month of being mortgage free :) HP x
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
#32
May OP £1,186.81
Thank you
MFW 26 #32 £4,854.66/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £12,625/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#87 reporting £500 for May
Thanks Julicorn
Officially in a clique of idiots1 -
#4 with an overpayment of £600 for June please Julicorn. Thank you 😊
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs🏡Mortgage Now - £181,393.84
💫Term Remaining (With Overpayments) - 20yrs 1Month
🗓️241/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4944.07/£7000
💰EF - £7314/£100001 -
Number 21 with £50 for June. Thank you Julicorn.
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; July 2026 £11,824 2025 OP £2991/£2,000 2026 £3,350/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
#61, £700 overpayment for June.
Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
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Afternoon all
#31 With a June OP £2320
June total so far £2320
YTD £15,325
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#35 reporting in with a £695.09 overpayment for May. £3,679.88 total for the year so far.
MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,679.88 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.661 -
#41 with £20.49 overpayment for June
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1
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