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2026 Mortgage-Free Wannabes
Comments
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Hi @julicorn could you also please add my £323 OP for April to the spreadsheet when you get a moment.
(It appears I forgot to post for some reason this is not something you missed !)
Many thanks.
User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £32510
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324 April £323 May £400 June £400 July £3860 Aug £350 Sept £500
Daily interest £3.22
Percentage owned 50.8%1 -
Thank you! I've actually got your total as £100 higher for the year so far - let me know if I've logged anything incorrectly :)
0 -
#87 reporting June overpayment of £500
Thanks
Officially in a clique of idiots1 -
No 7 with an OP of £400 for July. Thanks julicorn.
MFW 2026 No. 7 £5308/£5000
MFiT-T7 No. 6 £13339.66/£30,0001 -
Number 24 coming in with some delayed figures - whoops @julicorn
May had an extra 56.52 so total £2918.98 and June £1550
2026 Mortgage-Free Wannabes #24 £20648.58/£32063 OP (Original target £20000 met)1 -
#75 with July payment of £300.
Sticking at just 300 a month while I enjoy spending my extra cash on replacing items which probably needed replacing during our 8 year mortgage push...in June it was a lovely oak bookcase for our lounge x
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #752 -
Hi,
No.42 with an overpayment of £190 for June.
Thanks 🙂
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.531 -
#5 Make £2026 in 2026 £1701.11/£2026
#63 Mortgage Free Wannabe 2026 OP £7300/£38,100
Decluttering Campaign 78/2026
"Remember not to do too many things at once" said me to herself.1 -
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Property Fund £15,300 / £20,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £412.75 / £365 (29/09/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#4 with an overpayment of £100 for July so far.
thanks @julicorn🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,267.53
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6464.71/£7000
💰EF - £8428/£100001
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