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2026 Mortgage-Free Wannabes

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Comments

  • MFWannabe
    MFWannabe Posts: 2,578 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #50 overpayment of £259.62


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • missmoneywatch
    missmoneywatch Posts: 36 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    #33 yes @julicorn you are right, I'd missed a payment so you had the correct total I was £100 wrong. Another small overpayment today of 13.94 takes my YTD to 2877.08

  • Lauraebrad
    Lauraebrad Posts: 215 Forumite
    Part of the Furniture 100 Posts Name Dropper

    Hi @Julicorn - a belated update from #30

    May £270, June £360, July (so far) £250.

    YTD £2370

    Thanks

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20
    Balance 1.1.26 - £40,312.20

    over payments 2026 = £1,770/£1,200 /// invested 2026 = £1,350/£1,800 = TOTAL (YTD) £3,120/£3,000
  • Chili81
    Chili81 Posts: 63 Forumite
    Sixth Anniversary 10 Posts Name Dropper

    Hi all,

    £266 for july for #11 please.

    Thanks!

  • missmoneywatch
    missmoneywatch Posts: 36 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    #33 another tiny payment today of £4.40, bringing my year to date to £2881.48

  • Shal1160
    Shal1160 Posts: 75 Forumite
    Sixth Anniversary 10 Posts Name Dropper

    Hi all and happy July! #20 checking in with £163.30 overpayment for this month. Thank you Julicorn for keeping us all on track 😀

    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Sept 2026: TBC (remortgaged for 16 years)
    Current: £79,160 (Aug 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • amydoll83
    amydoll83 Posts: 41 Forumite
    Tenth Anniversary 10 Posts

    Morning Julicorn, #67 checking in with numbers for May = £240.52 and June = £175.02

    Many thanks as always

    MFW 2026 OP Challenge Target £4000
    January = £277.71
    February = £239.63
    March = £347.00

    £864.34/£4000

    Little and often, that's the key. IYKYK  
  • AgathaSquirrel
    AgathaSquirrel Posts: 435 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    edited 10 July at 4:55PM

    #27 £558 overpayment with (hopefully) more to come later in the month.


    Thanks

    2017 - mortgage of £140,000 and interest rate of £10 a day
    Feb 2021 £103000
    November 2021 £93000
    December 2022 £79000
    December 2023 £73000
    March 2024 £70000
    May 2024 £68000
    October 2024 £65000
    February 2025 £63000
    March 2025 £45000, interest of £6.07 per day
    November 2025 £41000, interest of £5.62 per day
    March 2026 £38000, interest of £5.22 per day
    July 2026 mortgage of £34,000 and interest of £4.97 per day
  • Bounty123
    Bounty123 Posts: 387 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper

    Morning,

    #23 here with my May, June and July update. £13 per month which means my yearly total is now £1379.

    Sorry for lateness.

    Bounty

    2026 MFW No:23
    MFiT-T7 12
  • Moneyminded
    Moneyminded Posts: 302 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #15 checking in with a late OP for June of 160.64. Thanks Julicorn

    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2026 #15 1,790.07/2400 /// MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £2.87
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