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2026 Mortgage-Free Wannabes
Comments
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#33 here to log £443 overpayment on 2nd August. YTD 3404.48/10000
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Would you mind checking the spreadsheet when you get the chance? I think I might be missing one of your previous contributions, my total is slightly off. Thank you!
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#75 with August savings of £300. Still on my post mortgage splurge - this month has been some new clothes and hair products :)
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
Could I tentatively join here please?
Now I can almost see the light at the end of my credit card debt, seeing my regular mortgage payment go out today prompted me to log in and increased my overpayment. I had it rounded up to the £850 already from the official repayment so a ~£23 overpayment but from 1st Sept, I'll be paying £875. I have this mortgage until pretty much bang on retirement age so need to bring it down as much as possible as would rather not use any pension lumpsum to clear it.
July 2024 £12,150 Oct 26 Hfax £1,315, Bclycrd £2,694, Lyds £565, Nwide £290 & bnpl £30 Total £4,894
2026 mortgage overpayments £287/£4001 -
You absolutely can, just give me your goal for the rest of the year and I'll allocate you a number :)
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@julicorn Thank you!
My target for 2026 is £400 overpayments, am almost half way at £183 done already. Gonna sign back up for some surveys me thinks :)
July 2024 £12,150 Oct 26 Hfax £1,315, Bclycrd £2,694, Lyds £565, Nwide £290 & bnpl £30 Total £4,894
2026 mortgage overpayments £287/£4001 -
#4 with an overpayment of £100 for August please @julicorn
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 10m🏡Mortgage Now - £178,873.00
💫Term Remaining (With Overpayments) - 19y 8m
🗓️236/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6464.71/£7000
💰EF - £8428/£100001 -
Sounds like a plan! Your number is 48, welcome to the challenge :)
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Hi @julicorn - #30 - I got my maths wrong for July - it should be £130 more - a total of 380 for the month … thanks
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
Balance 1.1.26 - £40,312.20
over payments 2026 = £1,770/£1,200 /// invested 2026 = £1,350/£1,800 = TOTAL (YTD) £3,120/£3,0002 -
#32 here
Holidays coming so trying to stick to mortgage payments £875.90 for July please.
MFW 26 #32 £6,601.84/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £16,625/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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