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2026 Mortgage-Free Wannabes
Comments
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#75 with another payment, £100 for August making August total £400
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #752 -
#41 checking in with overpayment of £14.73
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
Number 24 with July figure of £1825.94 and August figure of £1550 so far which should bring my YTD to £19489.85 thanks @julicorn
2026 Mortgage-Free Wannabes #24 £20648.58/£32063 OP (Original target £20000 met)2 -
#50
August overpayment of £241.62
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0002 -
I can finally give an update!
#46 here with a £2k overpayment!
I had to wait until my new fix was put in place so I’ve been putting money aside for three months. Today is the day and I’ve finally done it! Woohoo!
Mortgage May 2022 (starting balance): £94,000
Mortgage December 2022: £92,065
Mortgage December 2023: £88,139
Mortgage December 2024: statement is missing so idk
Mortgage December 2025: £82,363
Mortgage December 2026: tbc
2026 MFW #46: £2,000/£3,0004 -
Hi all and happy August!
#20 checking in the an August o/p of £106.18, changing over to a new mortgage amount/rate for next month so I'm going to re-evaluate overpayments in September.
Thank you Julicorn for keeping us all on track 😀
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Sept 2026: TBC (remortgaged for 16 years)
Current: £79,160 (Aug 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming2 -
#4 with another overpayment of £250 please.
August total - £350🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 10m🏡Mortgage Now - £178,873.00
💫Term Remaining (With Overpayments) - 19y 8m
🗓️236/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6464.71/£7000
💰EF - £8428/£100001 -
number 21 with an August overpayment of £110 please. Thanks so much Julicorn!!
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; September 2026 £10,735 2025 OP £2991/£2,000 2026 £3,881/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1 -
Evening Julicorn, #67 checking in with July's OP total = £169.65
MFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK1 -
number 21 with an August payment of £145. Thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; September 2026 £10,735 2025 OP £2991/£2,000 2026 £3,881/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1
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