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2026 Mortgage-Free Wannabes

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Comments

  • RedFraggle
    RedFraggle Posts: 1,559
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite

    #87 reporting a Sept overpayment of £1400. We're on track. Get in.

    Thanks @julicorn

    Officially in a clique of idiots
  • ajmoney
    ajmoney Posts: 6,506
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite

    No 7 with an OP of £546.69 for October. Thanks julicorn

    MFW 2026 No. 7 £5308/£5000
    MFiT-T7 No. 6 £14170.96/£30,000
  • Jessy103
    Jessy103 Posts: 2,836
    Tenth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Forumite

    Hi,

    No. 42 with an op of £50 for September.

    Thanks 🙂

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • Sandyra
    Sandyra Posts: 349
    Part of the Furniture 100 Posts Name Dropper Cashback Cashier
    Forumite

    #32 Sept OP of £866.47

    Thanks julicorn for managing

    MFW 26 #32 £7,968.31/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £17,125/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • amydoll83
    amydoll83 Posts: 42
    Tenth Anniversary 10 Posts
    Forumite

    #67 reporting a total OP for September £127.95

    Thanks

    MFW 2026 OP Challenge Target £4000
    January = £277.71
    February = £239.63
    March = £347.00

    £864.34/£4000

    Little and often, that's the key. IYKYK  
  • LzzyIsGod
    LzzyIsGod Posts: 734
    500 Posts First Anniversary Photogenic Name Dropper
    Forumite

    #41 little overpayment of £9.18 for October.


    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • JohnTheSkier
    JohnTheSkier Posts: 63
    Sixth Anniversary 10 Posts Name Dropper
    Forumite

    Hi @julicorn - #14 here belatedly updating for pretty much the whole year. Please could you add £150 overpayments for every month so far (Jan-October), so total of £1500 YTD

  • MFWannabe
    MFWannabe Posts: 2,584
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    #50

    October overpayment £149.62


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • MFWannabe
    MFWannabe Posts: 2,584
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    #50

    Another overpayment for October; bringing total to £232.62


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Hettyhound
    Hettyhound Posts: 1,231
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    Number 21 with an October over payment of £130. Thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19: £656.92; SPC 20: ?
    MFW #21 Mortgage start Dec 2015 £79,950; October 2026 £9,887 2025 OP £2991/£2,000 2026 £4,430/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)
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