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2026 Mortgage-Free Wannabes

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Comments

  • Sandyra
    Sandyra Posts: 348
    Part of the Furniture 100 Posts Name Dropper Cashback Cashier
    Forumite
    https://forums.moneysavingexpert.com/discussion/comment/82156283#Comment_82156283

    Adding another £500 for Sept making a total of £1,366.47

    Thanks

    MFW 26 #32 £7,968.31/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £16,625/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • biggerpickle
    biggerpickle Posts: 263
    100 Posts Second Anniversary Name Dropper Photogenic
    Forumite
    edited 9 October at 5:48AM

    #48 teensy October overpayment of £56.38, ytd payments to £287.30. Thank you @julicorn for updating!

    Planning 2027 overpayments now - target is to work out how to pay 2 extra months worth of payments. Might be a bit ambitious!

    July 2024 £12,150  Oct 26 Hfax £1,315, Bclycrd £2,694, Lyds £565, Nwide £290 & bnpl £30 Total £4,894
    2026 mortgage overpayments £287/£400
  • Sammie_1985
    Sammie_1985 Posts: 332
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    #4 with an October overpayment of £167.53 please.
    thanks @julicorn

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,200
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    #2 checking in - June update was £200 and October update is £200.

    Apparently I forgot to mention the June one.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Hettyhound
    Hettyhound Posts: 1,225
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    number 21 with another October over payment of £45. That makes a total of £175 for the month so far. Thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; October 2026 £10,205 2025 OP £2991/£2,000 2026 £4,285/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)
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