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2026 Mortgage-Free Wannabes
Comments
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number 21 with another January overpay of £117. That makes £276 for the month (so far). Thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19: £656.92; SPC 20: ?
MFW #21 Mortgage start Dec 2015 £79,950; November 2026 £9,488 2025 OP £2991/£2,000 2026 £4,851/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1 -
Tiny overpayment today (topcashback payout so might aswell throw it at mortgage.). Number 33 today's overpayment is £15.14, YTD 338.14. Thanks
2 -
£2500 please.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £01 -
This is my Feb OP as I've just been paid - £670 for no.39 bringing the total to 1142
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £86,468/£132,469 (35% paid)Goal for 2026:1) MFW £5473/£3600 - achieved!!2 -
#61 reporting another overpayment of £4,744.96, total for January is now £5,872.96
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
3 -
Number 21 with final January overpayment of £113. That makes a January total of £389. Thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19: £656.92; SPC 20: ?
MFW #21 Mortgage start Dec 2015 £79,950; November 2026 £9,488 2025 OP £2991/£2,000 2026 £4,851/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)2 -
Number 33 final January overpayment of £100, January total 448.14. Thanks Julicorn
1 -
#15 checking in with an OP of £200 for January. Thanks Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2026 #15 2,081.83/2400 /// MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £2.75
1 -
Hi @Julicorn
#87 with a January overpayment of £2500
Many thanks
Officially in a clique of idiots1 -
Hello!
#38 here with a total January overpayment of £2444.38
This is a larger total than I'd usually be able to pay in a month but it includes my 10% allowable overpayment for the year.
Good luck everyone for a great February!
MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £16090.54/£7500
MFW 2026 #38: £13735.05/£9500
Thank you to all competition posters1
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