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2026 Mortgage-Free Wannabes

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Comments

  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    number 21 with another January overpay of £117. That makes £276 for the month (so far). Thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • missmoneywatch
    missmoneywatch Posts: 29 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    Tiny overpayment today (topcashback payout so might aswell throw it at mortgage.). Number 33 today's overpayment is £15.14, YTD 338.14. Thanks

  • jennystarpepper
    jennystarpepper Posts: 838 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81854369#Comment_81854369

    £2500 please.

    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899 21.01.26 £0

  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    This is my Feb OP as I've just been paid - £670 for no.39 bringing the total to 1142

     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • Pinkpieuni
    Pinkpieuni Posts: 258 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    #61 reporting another overpayment of £4,744.96, total for January is now £5,872.96

    Challenges

    NSD - May - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £1,292

  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Number 21 with final January overpayment of £113. That makes a January total of £389. Thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • missmoneywatch
    missmoneywatch Posts: 29 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    Number 33 final January overpayment of £100, January total 448.14. Thanks Julicorn

  • Moneyminded
    Moneyminded Posts: 295 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #15 checking in with an OP of £200 for January. Thanks Julicorn

    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2026 #15 573.30/2000 /// MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £3.48
  • RedFraggle
    RedFraggle Posts: 1,523 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Hi @Julicorn

    #87 with a January overpayment of £2500

    Many thanks

    Officially in a clique of idiots
  • becksta
    becksta Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Hello!

    #38 here with a total January overpayment of £2444.38

    This is a larger total than I'd usually be able to pay in a month but it includes my 10% allowable overpayment for the year.

    Good luck everyone for a great February!

    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £6599.65/£9500

    Thank you to all competition posters
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