2026 Mortgage-Free Wannabes

Jemma01

jennystarpepper said:

16 - £1578.07 for January.

Balance now zero.

Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.

Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.

Can't wait to look at my mortgage account and see a zero 😁 congratulations 💐🥰

jennystarpepper

carboot_karaoke said:

Congratulations 🥳🥳 @jennystarpepper

Don't forget a little celebration treat before getting back on the savings game.  

Thank you, I've been shopping in the sales, things I need and things I want. 

It's just nice to take the foot off the peddle a little.

missmoneywatch

#33 Normal monthly overpayment of £323 paid, total in January 323. A long way to go to 10,000 target but its a start!

stuartp2000

Pay day so sent a further 250 to mortgage

#06
Jan Total £450
Ytd Total £450

AgathaSquirrel

#27 overpayment for January £700

scottishlass

Number 24 with another OP for Jan of £289.63 bringing total for January to £2213.71

Thanks @julicorn

julicorn

jennystarpepper said:

julicorn said:

jennystarpepper said:

16 - £1578.07 for January.

Balance now zero.

Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.

Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.

That's fabulous news, congratulations! Once you start funding that house saving pot, feel free to come back here, I can give you a second number this year for tracking that one  

Thanks, Julicorn.  You can chuck one at me right away, as it all starts again for me on 01.02.26!

This group has certainly been a huge part of motivation for me, couldn't have done it without you.

Have a lovely weekend.

Wonderful! I've pencilled you in as number 37, but let me know what goal you'd like to log  

longestgame

#34 here, with £0 for Jan and Feb.

Just a bunch of big maintenance/repair bills, some expected, some not. I don't really want to dip into the emergency fund to cover them.

I hope to get back on track with OPs from April onwards. So good to see all the progress happening in the contributions from everyone!

Thanks, Julicorn! 

Poppycat1

Number 18 reporting first overpayment of the year.

£191.31 for January please.

Sammie_1985

Hi everyone,

#4 with an overpayment of £320 please @julicorn

total for January £948.65