We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

2026 Mortgage-Free Wannabes

1…1920222425…35

Comments

  • Moneyminded
    Moneyminded Posts: 295 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    Number 15 checking in with an OP for Feb of £200

    Thanks Julicorn

    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2026 #15 573.30/2000 /// MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £3.48
  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #4 with an overpayment of £150 please

    Feb total - £954.81

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon all,

    #31 with a final £700 OP for February. Total for Feb £3000

    The first £800 March OP

    YTD £4800

    Many thanks @julicorn

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • missmoneywatch
    missmoneywatch Posts: 29 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    #33 normal overpayment of £323 made today for February. YTD total O/P £771.14/10000.

  • becksta
    becksta Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #38 with my February total overpayment of £1612.10.

    Good luck in March everyone!

    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £6599.65/£9500

    Thank you to all competition posters
  • Jemma01
    Jemma01 Posts: 674 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper

    Hey @julicorn

    #44 Can I please add 14k for March?

    Thanks

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    #75 with March OP of £175 which brings March total to £175 and year total to £925 :)

    Happy new month of OPing x HP x

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • ajmoney
    ajmoney Posts: 6,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Hi,

    No 7 with an Op of £602 for March.

    Thank you julicorn

    MFW 2026 No. 7 £2414.62/£5000
    MFiT-T7 No. 6 £9233.77/£30,000
  • caledonian_princess
    caledonian_princess Posts: 410 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    #25 with an op of £118.00 today. Thanks @julicorn

    25
  • Idreamofplants
    Idreamofplants Posts: 144 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    £300 for me for Feb

    thanks #40

    Mortgage at largest £280050 with MF date 2038 - currently £152700 #40 2026 challenge £600/£3500 paid 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture