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2026 Mortgage-Free Wannabes

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Comments

  • Moneyminded
    Moneyminded Posts: 297 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    Number 15 checking in with an OP for Feb of £200

    Thanks Julicorn

    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2026 #15 911.16/2400 /// MFW 2025 #15 1628.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £3.48
  • Sammie_1985
    Sammie_1985 Posts: 268 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    #4 with an overpayment of £150 please

    Feb total - £954.81

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 1Month

    🏡Mortgage Now - £182,208.32
    💫Term Remaining (With Overpayments) - 20yrs 3Months

    🗓️243/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £4625.75/£7000

    💰EF - £6813/£10000


  • carboot_karaoke
    carboot_karaoke Posts: 690 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon all,

    #31 with a final £700 OP for February. Total for Feb £3000

    The first £800 March OP

    YTD £4800

    Many thanks @julicorn

    Current Balance £7,675
    MFW 2026 #31 £15325 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • missmoneywatch
    missmoneywatch Posts: 31 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    #33 normal overpayment of £323 made today for February. YTD total O/P £771.14/10000.

  • becksta
    becksta Posts: 2,268 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #38 with my February total overpayment of £1612.10.

    Good luck in March everyone!

    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £9664.41/£9500

    Thank you to all competition posters
  • Jemma01
    Jemma01 Posts: 770 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper

    Hey @julicorn

    #44 Can I please add 14k for March?

    Thanks

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • HelenaPinky
    HelenaPinky Posts: 66 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    #75 with March OP of £175 which brings March total to £175 and year total to £925 :)

    Happy new month of OPing x HP x

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • ajmoney
    ajmoney Posts: 6,497 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Hi,

    No 7 with an Op of £602 for March.

    Thank you julicorn

    MFW 2026 No. 7 £2814.62/£5000
    MFiT-T7 No. 6 £9903.49/£30,000
  • caledonian_princess
    caledonian_princess Posts: 410 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    #25 with an op of £118.00 today. Thanks @julicorn

    25
  • Idreamofplants
    Idreamofplants Posts: 144 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    £300 for me for Feb

    thanks #40

    Mortgage at largest £280050 with MF date 2038 - currently £152700 #40 2026 challenge £600/£3500 paid 
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