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A Very MSE Advent 2025

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Comments

  • beanielou
    beanielou Posts: 97,446 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Loving the grotto. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,976 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Whilst rummaging through the bags of presents I found a set of socks I bought myself whilst buying Mr KK’s …
    For the last two days of work I shall be wearing unicorn socks and ‘Go away, I’m introverting’ socks! 😂😂😉👏

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2025, as @ 21st December 
    Produce tracker: £453 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cherryfudge
    Cherryfudge Posts: 14,147 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm loving the photos...

    Last night I finally fed the Christmas cake. Better late than never! I also wrapped gifts for some of the people we saw today.

    This morning was the carol service with Christingle thrown in for good measure, then Christmas biscuits and mulled a/f wine afterwards - all before lunchtime! I saved some Christingles for the grandchildren as they were all getting ready for the eldest's birthday party.

    The party was all afternoon: lovely to spend time with family and some of their friends, and eat party food and cake. Our daughter and her family were there so they came to ours afterwards to collect their dog who's been staying with us. We are missing her already - I find myself shutting the outside door so she doesn't get out! I do feel the extra exercise has done me good so I'm going to try to get back to being out of doors, even if it's winter. After all, the days are now officially getting longer. (Yay!)

    I've kept up my resolutions about eating up stuff from the freezer and using up toiletries, but no dramatic progress. Christmas jumper of the day was light blue fluffy stuff with a sequinned snowflake.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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