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Moving on up! 🏡
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Three cleaning jobs done this morning. One load of washing done and went out on the line, which I thought would end up in next doors garden! The cabinet I ordered arrived and was built by DH with my assistance 😅 Then a nice evening just chilling watching TV and a bit of gaming. My setup is all sorted now so I can get back to streaming whenever i want to. Might stream tomorrow afternoon. We've booked the dog field in the morning and then we're having dinner at my parents house.
I was wondering why the council tax hadn't come out of my bank yet, so I found the bill and it turns out the first payment will be taken in May, I will then pay the last one in February when usually you have a break. This is fine, means a bit of extra money this month for some of other bits we still need.
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.536 -
Just catching up on diaries. Congratulations on moving in! I am unsurprised that you are already busy overpaying :)
2026 decluttering: 1,354 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 417🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5003 -
Thanks Jess x
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532 -
It's been a busy week. Office job is meh, really not enjoying it again. It's been very quiet sales wise, a lot of measures have been put in to control spending and several people have left over the past month or so (including useless manager, no great loss there though). It's worrying as I've been at risk of redundancy before and how things are at the moment it is concerning. I did have to turn down another potential cleaning customer this week, another friend of a customer that I already have. I hate saying no, but I just don't have the time right now. I'm thinking about moving into my cleaning more, so I've installed indeed on my phone and I'm keeping an eye out for part time jobs that could give me the guaranteed wage each month and time to do my cleaning as well.
I had to get a new phone this week after mine went kaput, to be fair it was at least 5 years old and quite beaten up! My new one is £30 a month as I'm paying for a new handset as well as the contract but I expect it to last me another 5years+, so I'm fine with it.
The mortgage is currently £190,200.84. I'm hoping to get rid of that £200.84 soon, certainly by the end of the month.
My friend is coming to visit tomorrow, which I'm really looking forward to as I haven't seen her since October! She's a busy career lady and unfortunately, her stepdad recently passed away, so she's had a lot to deal with. I can't wait to see her and for her to see the house 😀
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.537 -
Enjoy the time with your friend. Sorry about work. x
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Thanks Beanie x
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532 -
Had a lovely time with my friend on Sunday. She came with her two dogs, one a great dane and the other weimaraner, so not small dogs, but we had enough room for them, just about 🤣
I did us quiche, salad, potatoes etc for dinner and made way too much so me and DH had it for tea and for tea again last night. Still some salad left 😅
I have an appraisal at work on Thursday with the M.D. so we'll see what happens, i might ask about reducing my hours and see if that would be a possibility.
Cleaning jobs have been going well. Had to help two separate customers set up their new phones, bless them. DH said I should advertise that sort of help as well as cleaning 😂
I've made an overpayment to the mortgage of £100.84, so new balance is £190,100. Still hope to get that £100 paid off by the end of the month🤞
Trying to get five dogs to stay still to take a nice photo is near impossible! 🤣
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.5310 -
That's a lot of dogs! So exciting that you now have a garden they can play in 🩷
Good luck with your appraisal, no harm in saying you're finding it too much and are thinking about reducing your hours (even if that's not quite the whole truth)
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
You would be amazed at how many people would pay for tech help. x
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
The dogs look like they're having an amazing time!
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +13
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