November 2025 NSD challenge
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Nifty November's No-Spend Days challenge!
Comments
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One here today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 3/18
beanielou 6/19
cathybird 2/15
Changeyourlife25 10Crazybee787 3/12
Dizzycap 5/15
doingitanyway 1/12
Doris17 4/15
InDebtEnby 1/13
KajiKita 4/20
laurenh1 5/18
leftatthetrafficlights 4/15
LittleMissDetermined 4/12
Pinkpieuni 3/10
Prodigal50 10QueenJess 15short bird 18VickyA 2 15woodyemm 10To see the updated results for November on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Thank you xxAuntieL said:
I hope Babyface has a quick recovery.Dizzycap said:Today is a spendy day Wednesday (Staying at 4/15) - Car MOT & small repairs all done & I will be purchasing my road tax this evening, so just the one anticipated spend for this week. Babyface also had to be taken to see the VET as she has an ear infection, so another spend on a spend day. Hopefully, back on the NSD Train tomorrow
~ NSD 2025 - NSD November 16/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing1 -
Another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
One todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today please
1 -
One for me today please 4/15
"My Life Is About The Journey Not The Destination"1 -
It's a 5/15 NSD Thursday here!
Lets smash this month folks!
~ NSD 2025 - NSD November 16/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing1 -
I am going to try to do this for 10 days from next week as we celebrate our Golden Wedding this weekend and have the family party to pay for, but after that, hopefully can manage to have 10 NSD's fingers crossed. New to the forum.
Off to a start =
from next week
3 -
3/12 Please @cathybird Thank you1
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