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Nifty November's No-Spend Days challenge!

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Comments

  • laurenh1
    laurenh1 Posts: 1,138 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please,hoping for a spend free weekend as I have no plans xx
  • Pinkpieuni
    Pinkpieuni Posts: 256 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £18,733.06/£29,000, MF target June 2026, current mortgage balance - £9,969.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • cathybird
    cathybird Posts: 16,570 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 November 2025 at 10:46PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 5/18  image  image 

    beanielou 6/19  image  image 

    BogStandardBob 2/12  image 

    cathybird 3/15  image 

    Changeyourlife25 10 

    Crazybee787 3/12  image 

    Dizzycap 7/15  image  image 

    doingitanyway 1/12  image 

    Doris17 4/15  image 

    InDebtEnby 3/13  image 

    KajiKita 5/20  image  image 

    laurenh1 7/18  image  image 

    leftatthetrafficlights 6/15  image  image 

    LittleMissDetermined 6/12  image  image 

    Pinkpieuni 4/10  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 15  

    woodyemm 10  


    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,433 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today I paid for verification check on spare room XX
  • KajiKita
    KajiKita Posts: 10,061 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Not today. 
    Got fed up with a worn out house mat, broken inner trays for my air fryer, a broken handle on my laundry basket and worn out tea towel holders, so rectified the situation … 😉

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £93 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,887 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Very early call for a 7/15 NSD Saturday  :D It's going to be a NSD weekend  <3
    ~ NSD 2026 Challenge May 6/10 (5)
    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
    # No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)
    # No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)
    # £10-a-Day Challenge 2026 - £62.45 / £1825 (5)
    # No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)
    # No.27 - Top Up EP 2 £350 / £2880 (5).
    # Make £2026 in 2026 - Completed
  • laurenh1
    laurenh1 Posts: 1,138 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    An early call today, no plans to go anywhere just staying in & cleaning 🙃  
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,343 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    6 for me yesterday - not sure about today yet as I don't have plans but not sure if dh wants to do anything 🤔 

    I did spend on Thursday on my day out with dd but an awful lot less than I usually do so that was a bit of a win! 🙌 

    I'm definitely going to try to have a spend free week as I'm away next weekend and it's going to be an expensive one!! 😳🤦‍♀️ 
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,637 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's a NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Friday and Saturday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
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