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Nifty November's No-Spend Days challenge!
Comments
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One for today please,hoping for a spend free weekend as I have no plans xx1
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Nsd today
Challenges
NSD - Nov 6/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,405.76 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
1 -
November 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 5/18
beanielou 6/19
BogStandardBob 2/12
cathybird 3/15
Changeyourlife25 10Crazybee787 3/12
Dizzycap 7/15
doingitanyway 1/12
Doris17 4/15
InDebtEnby 3/13
KajiKita 5/20
laurenh1 7/18
leftatthetrafficlights 6/15
LittleMissDetermined 6/12
Pinkpieuni 4/10
Prodigal50 10QueenJess 15short bird 18VickyA 2 15woodyemm 10To see the updated results for November on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Not today I paid for verification check on spare room XX1
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Not today.Got fed up with a worn out house mat, broken inner trays for my air fryer, a broken handle on my laundry basket and worn out tea towel holders, so rectified the situation … 😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Very early call for a 7/15 NSD Saturday
It's going to be a NSD weekend
~ NSD 2025 - NSD November 16/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing1 -
An early call today, no plans to go anywhere just staying in & cleaning 🙃1
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6 for me yesterday - not sure about today yet as I don't have plans but not sure if dh wants to do anything 🤔
I did spend on Thursday on my day out with dd but an awful lot less than I usually do so that was a bit of a win! 🙌
I'm definitely going to try to have a spend free week as I'm away next weekend and it's going to be an expensive one!! 😳🤦♀️'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £41.46/£350
DNF: 1/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
NSD Friday and Saturday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002
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