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Nifty November's No-Spend Days challenge!

12357…27

Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,566 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • Pinkpieuni
    Pinkpieuni Posts: 248 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd yesterday and today. 

    Challenges

    NSD - April - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • laurenh1
    laurenh1 Posts: 1,129 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    An early call for today :) 
  • beanielou
    beanielou Posts: 99,263 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Dizzycap
    Dizzycap Posts: 1,774 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Today is a spendy day Wednesday (Staying at 4/15) - Car MOT & small repairs all done & I will be purchasing my road tax this evening, so just the one anticipated spend for this week. Babyface also had to be taken to see the VET as she has an ear infection, so another spend on a spend day. Hopefully, back on the NSD Train tomorrow  :D<3
    ~ NSD 2026 Challenge April 16/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    Dizzycap said:
    Today is a spendy day Wednesday (Staying at 4/15) - Car MOT & small repairs all done & I will be purchasing my road tax this evening, so just the one anticipated spend for this week. Babyface also had to be taken to see the VET as she has an ear infection, so another spend on a spend day. Hopefully, back on the NSD Train tomorrow  :D<3
    I hope Babyface has a quick recovery.
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,343 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    5 for me today please 😁 Dd has asked what I'm doing tomorrow so it could be a spendy one 🤔
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Doris17
    Doris17 Posts: 1,050 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    No spend day for me 3/15.

    "My Life Is About The Journey Not The Destination"



  • CrazyBee787
    CrazyBee787 Posts: 1,772 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today Bacon butty as a pick me upXX

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
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