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Nifty November's No-Spend Days challenge!
Comments
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1 for me today 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £0/£350
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Not today I used all my £30 cash for the craft fair, but do you know what I stuck to the budget, I used every penny, £2.50 entrance £7.50 handmade marc champagne truffles, £15.00 key rack, £5.00 raffle. What a good day it was! Then lunch out MD paid!2
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NSD for me. 1/15
I will do much better this month.
"My Life Is About The Journey Not The Destination"2 -
That is the spirit. Good luck.Doris17 said:NSD for me. 1/15
I will do much better this month.1 -
First NSD of November 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
Not one today.Had a slightly indulgent time buying a few books during a birthday trip to Hay on Wye, new slippers (I’m so rock ‘n roll! 😂), new wiper blades for the car and a new radiator key as Mr KK broke the last one! 😂
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
@ leftatthetrafficlights - Welcome
Enjoy the challenge!Declaring a 1/15 NSD Saturday with another NSD 2/15 Sunday
~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing1 -
November 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 1/18
beanielou 2/19
cathybird 15Changeyourlife25 10Crazybee787 12Dizzycap 2/15
doingitanyway 12Doris17 1/15
InDebtEnby 13KajiKita 1/20
laurenh1 18leftatthetrafficlights 1/15
LittleMissDetermined 12Pinkpieuni 10Prodigal50 10QueenJess 15short bird 18VickyA 2 15To see the updated results for November on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today!(Aaaand, we’re off! 😊)
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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