We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nifty November's No-Spend Days challenge!

1246725

Comments

  • Pinkpieuni
    Pinkpieuni Posts: 191 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today.

    Challenges

    NSD - Nov  9/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,405.76 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,544.37

    "Look after the pennies and the pounds will look after themselves"

  • beanielou
    beanielou Posts: 97,158 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,754 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Monday here 😊

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 68 books of target 52 in 2025, as @ 26th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,957 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 November at 9:57PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 2/18  image 


    beanielou 4/19  image 


    cathybird 2/15  image 


    Changeyourlife25 10 


    Crazybee787 2/12  image 


    Dizzycap 4/15  image 


    doingitanyway 12 


    Doris17 2/15  image 


    InDebtEnby 1/13  image 


    KajiKita 3/20  image 


    laurenh1 3/18  image 


    leftatthetrafficlights 3/15  image 


    LittleMissDetermined 2/12  image 


    Pinkpieuni 1/10  image 


    Prodigal50 10 


    QueenJess 15 


    short bird 18  


    VickyA 2 15  



    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,301 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Early call for a 4/15 NSD Tuesday!  :D<3
    ~ NSD 2025 - NSD November 22/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1756.28 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • beanielou
    beanielou Posts: 97,158 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,054 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One today x
  • Doris17
    Doris17 Posts: 960 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me 2/15.

    "My Life Is About The Journey Not The Destination"



  • CrazyBee787
    CrazyBee787 Posts: 1,366 Forumite
    1,000 Posts Name Dropper Photogenic
    2/12 Please @cathybird Thank you
  • KajiKita
    KajiKita Posts: 8,754 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Another one today 😊

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 68 books of target 52 in 2025, as @ 26th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.6K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.6K Work, Benefits & Business
  • 601.6K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.