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Nifty November's No-Spend Days challenge!

12467…27

Comments

  • Pinkpieuni
    Pinkpieuni Posts: 269 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today.

    Challenges

    NSD - July - xx/10

    1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0.  mortgage @ Jan 2025 - £75,600

    2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k

    3. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    4.52 Week Envelope Saving Challenge #2  £689/£1,378 -( 26/52)

    5. EF - £1,742

  • beanielou
    beanielou Posts: 100,491 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • KajiKita
    KajiKita Posts: 10,406 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD Monday here 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2026 as @ 12th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 November 2025 at 10:57PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 2/18  image 

    beanielou 4/19  image 

    cathybird 2/15  image 

    Changeyourlife25 10 

    Crazybee787 2/12  image 

    Dizzycap 4/15  image 

    doingitanyway 12 

    Doris17 2/15  image 

    InDebtEnby 1/13  image 

    KajiKita 3/20  image 

    laurenh1 3/18  image 

    leftatthetrafficlights 3/15  image 

    LittleMissDetermined 2/12  image 

    Pinkpieuni 1/10  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 15  


    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    Early call for a 4/15 NSD Tuesday!  :D<3
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    # £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    # No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials' 
  • beanielou
    beanielou Posts: 100,491 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • laurenh1
    laurenh1 Posts: 1,175 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    One today x
  • Doris17
    Doris17 Posts: 1,072 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me 2/15.

    "My Life Is About The Journey Not The Destination"



  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    2/12 Please @cathybird Thank you
  • KajiKita
    KajiKita Posts: 10,406 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Another one today 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2026 as @ 12th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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