The Cashback for Bank or Investment Accounts Discussion Thread

crumpet_man

Aretnap said:

One line in the T&Cs that they do seem to apply is the "one offer per household" line - at least I'm guessing that's why no free shares have appeared in the account my wife set up yet.

Three people in my house have used this offer on separate days with no issues.

sparkiemalarkie

crumpet_man said:

Aretnap said:

One line in the T&Cs that they do seem to apply is the "one offer per household" line - at least I'm guessing that's why no free shares have appeared in the account my wife set up yet.

Three people in my house have used this offer on separate days with no issues.

Two people in my household got the offer within minutes of each other

sx

kippo1

Thanks for the heads up on the etoro offer

don't know if this is in the right place but i'll post it anyway
if you have a lloyds account activate everyday offers

"You could win up to £1,000 cash with Everyday Offers:

• 5 prizes of £1,000
• 100 prizes of £50

Prize draw closes at 23:59 on 31 January 2026. Winners will be drawn within 7 days of the closing date and notified by letter. One entry and one prize per customer."

GetRichOrDieSaving

kippo1 said:

Thanks for the heads up on the etoro offer

don't know if this is in the right place but i'll post it anyway
if you have a lloyds account activate everyday offers

"You could win up to £1,000 cash with Everyday Offers:

• 5 prizes of £1,000
• 100 prizes of £50

Prize draw closes at 23:59 on 31 January 2026. Winners will be drawn within 7 days of the closing date and notified by letter. One entry and one prize per customer."

Done. Thank you for sharing.

friolento

kippo1 said:

Thanks for the heads up on the etoro offer

don't know if this is in the right place but i'll post it anyway
if you have a lloyds account activate everyday offers

"You could win up to £1,000 cash with Everyday Offers:

• 5 prizes of £1,000
• 100 prizes of £50

Prize draw closes at 23:59 on 31 January 2026. Winners will be drawn within 7 days of the closing date and notified by letter. One entry and one prize per customer."

I have some sort of an unexplained block on the Everyday offers, both at Lloyds and at Halifax. The “try again in a bit” hasn’t been working for several months.

I suspect I must have been awarded a restriction for having too many Reward accounts etc etc 😂

Thank you for the heads up anyway

Hal17

After you clicked "Start now" on the etoro homepage you get a popup to type in your email address, user name and password. When you click on sign up you should get the below screen to select your share.

https://prnt.sc/IpMECIdECS3z

---> If you do not see or select a share option you will not be able to participate and benefit from this offer. 

I've tried a 2nd time and still do not see the Share Option screen. Has anyone found a work around if they also had this problem? Thanks.

Aretnap

crumpet_man said:

Aretnap said:

One line in the T&Cs that they do seem to apply is the "one offer per household" line - at least I'm guessing that's why no free shares have appeared in the account my wife set up yet.

Three people in my house have used this offer on separate days with no issues.

Thanks, sounds like it's with holding tight for a day or two and seeing if the shares turn up.

clivep

eToro...

Regarding my locked a/c:

Despite eToro contacting NatWest and getting them to verify with me on Friday the legitimate payment into eToro, my eToro a/c remains locked.

Yesterday, I contacted them via online chat. I was told someone would call me which they did some time later. In this call they said I would be getting an email asking for proof of funds amongst other questions. I had to send 4 bank statements to show the path from my Cahoot savings. I also informed them that I no longer wanted to withdraw the funds as I now planned to invest in ETFs through them.

There's not been any update message from them but when I look at the case status it shows as "under review". However, when I look in my account the balance is now £495 odd with a transaction showing of a £5,000 debit "adjustment". Goodness knows where my £5,000 is now as it's not gone back to NatWest, nor to my Bank of Scotland a/c that I initially tried to withdraw to.

Being a glutton for punishment, I got my wife to try for the bonus. Selected Microsoft shares and opened the GBP wallet and had the banner message to fund and the bonus shares were waiting. Followed the link to pay in and did it by bank transfer from Santander (after getting stung by my foray with open banking). Funds showed up very shortly after and the banner message disappeared, but no bonus shares. I know t's & c's say only 1 bonus per household but note that others have succeeded. I wondered if the lack of success was due to adding funds by transfer rather than open banking. Does this account for the differing experiences people are having?

 

MeteredOut

My experience:

Did it all via browser, selected only the shares option in account setup, added a GBP account and funded that via open banking (Halifax), and received share okay. Have since withdrawn £5K funds successfully but have decided not to sell share as of yet.

Altior

clivep said:

eToro...

Regarding my locked a/c:

Despite eToro contacting NatWest and getting them to verify with me on Friday the legitimate payment into eToro, my eToro a/c remains locked.

Yesterday, I contacted them via online chat. I was told someone would call me which they did some time later. In this call they said I would be getting an email asking for proof of funds amongst other questions. I had to send 4 bank statements to show the path from my Cahoot savings. I also informed them that I no longer wanted to withdraw the funds as I now planned to invest in ETFs through them.

There's not been any update message from them but when I look at the case status it shows as "under review". However, when I look in my account the balance is now £495 odd with a transaction showing of a £5,000 debit "adjustment". Goodness knows where my £5,000 is now as it's not gone back to NatWest, nor to my Bank of Scotland a/c that I initially tried to withdraw to.

Being a glutton for punishment, I got my wife to try for the bonus. Selected Microsoft shares and opened the GBP wallet and had the banner message to fund and the bonus shares were waiting. Followed the link to pay in and did it by bank transfer from Santander (after getting stung by my foray with open banking). Funds showed up very shortly after and the banner message disappeared, but no bonus shares. I know t's & c's say only 1 bonus per household but note that others have succeeded. I wondered if the lack of success was due to adding funds by transfer rather than open banking. Does this account for the differing experiences people are having?

 

On the locked account part, I complied with their requests as per their email. Which included a bank statement from each account from the last 3 months (same account numbers), and statements of source of funds transferred into them used to fund eToro (ie savings accounts).

I got a follow up email stating thanks for sending what I did, but they cannot accept what I sent as they can't see any eToro transactions 

The eToro transactions were after the most recent statements, and don't state eToro as it was via open banking anyway! I mean moving the goalposts like that is pretty absurd. They had statements from accounts in my name, showing the source of funds and I'm only asking for my own funds to be returned to the original accounts. Anyway I have provided further transaction listings from each account, showing the £5K payments this morning. Not heard back since.