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The Cashback for Bank or Investment Accounts Discussion Thread

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Comments

  • Gambler
    Gambler Posts: 3,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 March at 10:21AM
  • topyam
    topyam Posts: 419 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Might try this …

    Was it straightforward enough to do?

    Do you have to keep the money in there for a while or not?

    Anybody else done this - what shares did you get?

  • Mamma2004
    Mamma2004 Posts: 136 Forumite
    100 Posts Name Dropper Photogenic

    You have to hold the share, or proceeds of the sale of the share, for 180 days.

  • Dizzycap
    Dizzycap Posts: 2,004 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!

    After being declined for the Santander £50 S&S cashback promotion; double with the Investment Hub, my TCB has been updated with £100 from the Santander promotion which suddenly appeared as accepted & available for withdrawl in TCB this afternoon 😮🤔😏😜.

       Personal MSE 2026 Money Saving Challenges:
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    # No.12 Save £2 a Day 2026 £304.15 / £730 (5)
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  • OwnedByACat
    OwnedByACat Posts: 127 Forumite
    100 Posts Name Dropper Photogenic First Anniversary

    Earn 2% on deposits into a Robinhood S&S ISA (up to a maximum of £400). No transfers; bonus paid immediately in USD; funds must be held for a year. Offer ends 05/04/26

    https://robinhood.com/gb/en/
    https://cdn.robinhood.com/assets/robinhood/legal/RHUK_Fee_Schedule.pdf
    https://robinhood.com/gb/en/support/articles/isa-bonus-offer/

    If you are new to Robinhood sign up via this link first to get a free share worth $7-8*.
    https://www.mysidegig.co.uk/free-money/robinhood
    *4 per cent chance of a higher amount

  • nomorekids
    nomorekids Posts: 558 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    new offer from Money Farm

    tempted but its one way decision as currently only in cash ISA's as minimum of two years holding or Moneyfarm may clawback incentive

    For a limited time, you can earn up to £1,000 cashback by moving your Moneyfarm Cash ISA into investments or by adding new funds, and you could consider upgrading to our new Enhanced Yield product to aim for more than cash alone.

    If you’re holding money in your Moneyfarm Cash ISA you’re prioritising stability, but part of that cash could potentially work harder.

    Under our Smart Yield management style, you can find Enhanced Yield, designed to deliver a targeted extra return of 1% above the Bank of England base rate currently offering a 4.7% gross yield*.

    It is a managed portfolio made up of short term fixed income instruments, with a clever optimiser which works to achieve the desired return by taking on the least amount of risk. This is a great alternative to savings accounts for those looking to save money for 1-3 years, or want to not take too much risk, and want their money to work harder for them.

    Minimum investment

    Your cashback

    £5,000 – £9,999

    £50

    £10,000 – £19,999

    £100

    £20,000 – £49,999

    £200

    £50,000 – £99,999

    £500

    £100,000+

    £1,000

    To invest in Enhanced Yield, you can:
    Open a managed Stocks & Shares ISA or a General Investment Account (GIA) and select one of the ‘Smart Yield’ options then

    Add new funds or transfer an existing ISA into the newly created product

    Open a new Enhanced Yield portfolio and reach out to our team and we will execute an internal ISA transfer - to ensure the money stays in the ISA wrapper

    How to qualify for the cashback

    Claim the offer by 15 April 2026

    Invest, add new funds, or move Cash ISA money to an Enhanced Yield portfolio by 30 April 2026

    External transfers must be requested by 30 April 2026 and completed by 31 May 2026

    The fees for Enhanced Yield are 0.25% platform fee and a 0.05% management fee. The underlying funds’ fees are 0.2%. 

    Please note, that this is a Stocks and shares ISA. The Government is proposing changes to the ISA rules which could mean any money moved to a Stocks and Shares ISA, may not be transferred back to a cash ISA after April 2027 (if you are under the age of 65).

    If you have any questions about the Enhanced Yield product, or the end of the tax year in general, please don’t hesitate to reach out to us.

    Thanks,
     The Moneyfarm Team
    Further details and T&Cs
    Returns are variable and influenced, among other factors, by Bank of England (BOE) interest rate trends. Enhanced Yield is a discretionary managed portfolio and is not a cash product. Capital is at risk and the value of investments can fall as well as rise. Cashback subject to a 24-month holding requirement and eligibility criteria. Early withdrawals may result in cashback being reclaimed. Enhanced Yield is a stocks and shares ISA product. Tax treatment depends on your individual circumstances and may change in the future. Fees apply for this product. The current return is gross of Moneyfarm fees and net of TER of the underlying instruments.

    For a limited time, you can earn up to £1,000 cashback by moving your Moneyfarm Cash ISA into investments or by adding new funds, and you could consider upgrading to our new Enhanced Yield product to aim for more than cash alone.

    If you’re holding money in your Moneyfarm Cash ISA you’re prioritising stability, but part of that cash could potentially work harder.

    Under our Smart Yield management style, you can find Enhanced Yield, designed to deliver a targeted extra return of 1% above the Bank of England base rate currently offering a 4.7% gross yield*.

    It is a managed portfolio made up of short term fixed income instruments, with a clever optimiser which works to achieve the desired return by taking on the least amount of risk. This is a great alternative to savings accounts for those looking to save money for 1-3 years, or want to not take too much risk, and want their money to work harder for them.

    Minimum investment

    Your cashback

    £5,000 – £9,999

    £50

    £10,000 – £19,999

    £100

    £20,000 – £49,999

    £200

    £50,000 – £99,999

    £500

    £100,000+

    £1,000

    To invest in Enhanced Yield, you can:
    Open a managed Stocks & Shares ISA or a General Investment Account (GIA) and select one of the ‘Smart Yield’ options then

    Add new funds or transfer an existing ISA into the newly created product

    How to qualify for the cashback

    Claim the offer by 15 April 2026

    Invest, add new funds, or move Cash ISA money to an Enhanced Yield portfolio by 30 April 2026

    External transfers must be requested by 30 April 2026 and completed by 31 May 2026

    The fees for Enhanced Yield are 0.25% platform fee and a 0.05% management fee. The underlying funds’ fees are 0.2%. 

    Please note, that this is a Stocks and shares ISA. The Government is proposing changes to the ISA rules which could mean any money moved to a Stocks and Shares ISA, may not be transferred back to a cash ISA after April 2027 (if you are under the age of 65).

    If you have any questions about the Enhanced Yield product, or the end of the tax year in general, please don’t hesitate to reach out to us.

    Thanks,
     The Moneyfarm Team
    Further details and T&Cs
    Returns are variable and influenced, among other factors, by Bank of England (BOE) interest rate trends. Enhanced Yield is a discretionary managed portfolio and is not a cash product. Capital is at risk and the value of investments can fall as well as rise. Cashback subject to a 24-month holding requirement and eligibility criteria. Early withdrawals may result in cashback being reclaimed. Enhanced Yield is a stocks and shares ISA product. Tax treatment depends on your individual circumstances and may change in the future. Fees apply for this product. The current return is gross of Moneyfarm fees and net of TER of the underlying instruments.

    If you want to be rich, never, ever have kids ;)
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