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Thank god we paid the mortgage off

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Comments

  • Cherryfudge
    Cherryfudge Posts: 15,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Sorry to hear about the possible restructure. Forewarned is forearmed, but not nice to have this to think about so soon after the last time. However, he's a determined man and did amazingly getting this current job, so I think that gives him a strong chance of doing similarly in the future.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 99,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Sorry to hear your news.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • dawnybabes
    dawnybabes Posts: 3,637 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    sorry to hear the news, hopefully you can make plans in the 2 years.

    Know I’m late to the party but my GF Yorkshire mix works a treat


    90g gf plain flour

    4 eggs

    Heaped tablespoon cornflour

    Milk to double cream consistency.


    cook as normal ! Any left overs go in the fridge to be watered down and pancakes made!

    Sealed pot challenge 822

    Jan - £176.66 :j
  • Watty1
    Watty1 Posts: 8,243 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    sorry to hear your news and the uncertain times. Nice vegetable planting tho x

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,066 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    🐞 Is CAT still closed to the general public? I know they do courses and things, but the general public can no longer go for a visit, can they?

    Greying X

    Grocery Spend May 2026 £148.28/£200
    Grocery spend April 2026 £199.95/£200 +5pence
    Non-food spend May 2026 £45.56/£80
    Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • ladybird1106
    ladybird1106 Posts: 1,284 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    I’m not sure about the general public thing GP to be honest. That’s a real shame if that’s the case as it was a really interesting place to look round. We took the kids several times when they were small.
    love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • Watty1
    Watty1 Posts: 8,243 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Love how you are turning that negative into possibilities. That is really inspirational.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • greenbee
    greenbee Posts: 19,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Sorry to hear your OH is worried about employment. Sadly I think there's very little job security for most people nowadays, so it's good to have contingency plans.

    Can I ask about mulching with grass please? I have a LOT of grass clippings (my garden was originally just one massive rectangle of grass) which means my compost is often far too much green and not enough brown. But people seem to be wary about using grass clippings as mulch (although I've used it on hedges before, I just know that you need to keep it away from the stems). What can you use it on/how can you use it/how often do you use it? (I really MUST get my irrigation system set up soon too).

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