We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Thank god we paid the mortgage off
Comments
-
Well done on your bedroom.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
Thank beanielou and kk really pleased with the progress I made yesterday.
Mr 🐞 and I got the fruit net over the orchard without falling out🤣. This time we covered the trees and currants over with plastic tarps and the netting slid over instead of getting tangled in the branches.
The youngest boyfriend is over to help them finally celebrate their 21st, movie and food. So I vacated to my room where I listed rainbow fairy and magic ballerina books galore on V as none of the book buying sites wanted them especially as my kids wrote their first names in them. I’ll leave them on for 2 weeks and then they can go to chazzer. Did sell 4 items over the weekend so they are all packaged up and ready to go tomorrow. . Fun pot is back up to £220🥳.
Unable to let miss giddychops into the garden as we have a baby blackbird hopping about. A bit young to be out the nest. But if I pick it up and put it back in we run the risk of the parents abandoning all the young. Hopefully the parents will continue to feed it.
best go boyfriends parents have arrivedLove 🐞
Declutter 1352/ 2026
£145.56 saved by growing and eating my own 2026
books read 8in 2026
£320 🥳 funpot
🐞change pot £79.636 -
That's a bit of genius on the tarpaulin and excellent progress on your room. You're inspiring me to keep working on ours.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
we’ve a local company that just fixes window panes, I had one done in my kitchen last year that I’d chipped with the lethal strimmer - he charged £50 for it incl fitting.
Sealed pot challenge 822
Jan - £176.66 :j4 -
Thanks for the window encouragement. Will add looking locally to see what I can find as a fix.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Had a lovely couple of days in Plymouth to see the Beryl Cook exhibition. So glad we booked tickets ( was free entry) as they were turning people away in the morning and telling them there was no more tickets available for the rest of the day. So many pictures to view and was wonderful to get an insight into what inspired her and why. Mum got chatting to one of the picture guards🤨who was surprised we’d come such a long way to see it and not to be on holiday. They were even more surprised when mum told her we knew someone else who had done the same thing. Anyway the 10hrs in total on the train was worth every numb muscle. Hotel was a purple , food was ok, we were glad to be home though. I did buy myself a souvenir to remember my trip.
Today has been equally as glamorous, I’ve cleaned the bathroom from top to bottom. Unable to get the old toilet seat off and get the new one on as the nuts have seized up😤. Will have to get Mr 🐞 to help get them off later. Lots of out of date medicines, etc in the bin( over the counter not prescription).
Jobs list- need to reseal the bath and behind the sink as it’s gone yuk
- Paint
- Replace the light cord as it’s getting shorter due to unraveling
- replace the whole window as too many issues with it.
- replace the toilet seat.
Have screenshot this post and put it with the one for our room.
love 🐞Declutter 1352/ 2026
£145.56 saved by growing and eating my own 2026
books read 8in 2026
£320 🥳 funpot
🐞change pot £79.635 -
Glad you enjoyed your trip.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Check engine light on the car is sorted, something to do with emissions. Bill will arrive next week, hopefully. Whilst that was being sorted went to my aunt’s to upload more of her card making bits and pieces. Some of it sold within minutes of listing, (posted this pm) however I still have 15 bundles listed. I did sell something of mine today but again not for much.
The youngest is at my mum’s this weekend, so I’m looking forward to a lie in. Called at the sm as I’ve not been shopping for 2 weeks and had run out of lot of items. Spent just under £200 which seems an awful lot of money.
I feel exhausted today and every day this past month. Eating too much sugar as an energy boost, too much drink in order to relax and made lots of excuses not to exercise. Tomorrow is another day to try to do better.
love 🐞Declutter 1352/ 2026
£145.56 saved by growing and eating my own 2026
books read 8in 2026
£320 🥳 funpot
🐞change pot £79.635 -
how are your iron levels and vit D? That can make you feel tired - and the rubbish weather - hope you feel better soon
3 -
Sending hugs for the exhaustion.
My coach taught me the 5-5 breath as a grounding and anchoring exercise; breathe in for 5, then out for 5, 5 times. Do it throughout the day (I link to when I sit down and drink a glass of water), and hopefully by the time you get to the evening the ‘drink to relax’ might not be so much needed.
I don’t think £200 at the SM is that bad after two weeks 😊 Take it easy this weekend and give yourself time to catch to with yourself.
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 38 books of target 52 in 2026 as @ 2nd June.
Produce tracker: £139 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards


