We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Thank god we paid the mortgage off

1383941434456

Comments

  • Watty1
    Watty1 Posts: 8,224 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    I love that you are thinking of what steps you can take. I've no idea if I will sell up and move or develop the house or ….. but I do think along the lines of what I would do with "stuff" and does it fit into what those lives might be like. That helped me with some decluttering last year (more to do this year).

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 25 February at 11:42AM

    Thanks watty1 I’m trying to stay flexible on the future but have some form of plan in place.
    Sown future meals today as the sun was shining. The windowsills are full🤣.,I think the sun went to my head. So aubergines, brussel sprouts, 2 types of leeks,4 types of tomatoes, celery, celeriac, basil and sage. All the heated propagators are full and on. Quite a few seed packets were opened last year so I’m not sure about germination rates. I’m hoping I don’t end up with 24 brussel sprout plants. I have sown extra of somethings as my allotment neighbours is away for another couple of weeks. I’ll give them some as payment for future watering duties.
    Spent the afternoon decluttering our room again. Several items that I wasn’t sure about getting rid of are now in either the chazzer bag or car boot box. Listed 7 items on V.
    Collected olio requests 8 lots of gluten free bread (2 loaves in the freezer for my friend as it yucky tiger bread🤮)2 packets of garlic and herb butter, 3 French sticks ( 2 I didn’t actually ask for but had been snuck in my bag) 2 bags of lemons and a seeded loaf.

    Right time to get the pizzas out

    Love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • ladybird1106
    ladybird1106 Posts: 1,281 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    1 V item sold (£4) and sent off this morning. Will list more later, once I’m back from the plot. Fruit trees have all had their annual hair cut. Just need to wrestle the wild blackberry into submission but the key for the shed is in another coat🤦‍♀️ and guess where my gauntlets are …… Checked the forced rhubarb but not quite ready yet. Will harvest a cabbage and some kale in a minute. Mmmmmm glorious sunshine ☀️. I’m thinking about buying a hammock to put in the orchard as the trees are now at a size that won’t bend with my weight🤣. A good place for a snooze 😴. Might encourage the kids to get me one for my birthday. I have looked on V but the only ones I’ve seen are for teddies.
    Mr 🐞 cut my hair yesterday, the beauty of long wavy hair is you can’t tell it’s not a straight cut. Saves me a fortune though.
    The washing is out using natures tumble dryer. Wish I’d got another load on as the weather doesn’t look good for the rest of the week 🤨.
    Time to sit and enjoy the sun on my face.

    Love 🐞

    Declutter 984/2026
    £62.30 saved by growing and eating my own 2026
    books read 5 in 2026
    £185 🥳 funpot
    🐞change pot £39.53
  • Cherryfudge
    Cherryfudge Posts: 15,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    That all sounds lovely! And I'm similar with haircuts. 😁

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.