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Thank god we paid the mortgage off

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  • ladybird1106
    ladybird1106 Posts: 1,037 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Meal plan done shopping from the allotment, cupboards and freezer first. Hopefully olio will fill in the gaps but if not I only have 6 items on my list so far. Washing is in natures tumble dryer. Forecast this week tells me there is only 1 dry day and that’s tomorrow. Hopefully get everything washed and dried before the week of bad weather arrives. Don’t think I’m going to get much done at the plot. 
    Just waiting for my timer to ping ( sad lamp time) and then best get miss giddychops out for our plod. 
    Love 🐞

    Grow your own: £14.66
  • beanielou
    beanielou Posts: 97,311 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You have been busy. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 9,257 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I hear you about time at the plot. I really need to spend a good chunk of time down there - among other things, I need to get proper protection for my onions and garlic in place as something (leaf miner, almost certainly) has been munching my lovely leeks 😔. But I’m not sure when, especially with the weather!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 8,856 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hmmm … with that kind of response to stuff that needs decluttering I would be tempted to quietly ‘lose’ them and then see if he ever notices … 🤷‍♀️😉 (Half broken, mouldy tents are an absolute no no for me! 😂). 
    As for the wedding dress, it’s your dress, your choice surely? Mr KK didn’t interfere at all when I got rid of mine. Or any of my other clothes. 

    Glad you got the FBMP fun funds 🎉🎊 😊

    As for the peppers, I know you can’t eat them but could you swop them with someone who would or turn them into a decoration of some kind?

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2025, as @ 7th December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,037 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    KK the dress is definitely my choice, it was just a suggestion from Mr🐞. I did try to re-home the scotch bonnets but no takers. In fact one friend refused them due to the fact they would set off her menopause symptoms. 
    I have tried to lose things during a decluttering session before and it is probably one of the only times Mr 🐞 has lost his rag with me. So the agreement is if it’s mine I can do what I want with it, if it's jointly owned we will discuss it and if it’s his he gets to decided. 
    Managed to get up and yoga. Just waiting for daylight to put the washing in natures tumble dryer. Busy day today. Mum wants to get a new computer, rain coat and go for lunch. Pick up olio request (parsnips) and some more stuff from half sibling. Hopefully squeeze a visit to the plot and walk miss giddychops. 

    Grow your own: £14.66
  • greenbee
    greenbee Posts: 18,501 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 7,259 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    greenbee said:
    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
    Subtle..... 🤣  Greying X
    Grocery Spend December 2025 - cash £79.84/£171  MrS vouchers £20/£20 MrT vouchers £9/£9
    Non-food spend December 2025 £62.72/£50 
    Bulk Fund December (month 12 of 12) £0/£9.12
  • ladybird1106
    ladybird1106 Posts: 1,037 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 17 November at 9:59AM
    greenbee said:
    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
    hmmmm know there’s a thought, I could put in his wildlife magazines in that date back from the 1990’s🤣
    love 🐞

    Grow your own: £14.66
  • Cherryfudge
    Cherryfudge Posts: 14,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's an idea! In our household, we don't throw out something that belongs to the other person, in fact that's why I fell out with Mar1e K0ndo: she threw out someone else's coat as they weren't wearing it. To me, that was theft. However, it does put pressure on those of us who have difficulty letting go of things.

    Sometimes it's easier to pass things on than just to 'get rid'. Someone may be glad of those magazines! And while he probably hasn't read them in a while, he could be holding onto the feelings they gave him when they were new, or the awareness of what they cost. Separating those feelings from the possession of the magazines or whatever is tricky and I don't have suggestions for it (I have too much stuff so it's a live issue here). However, I do like the Flylady's idea of 'blessing someone' with the things we no longer need. If I know something is going to someone who will get use/pleasure from it, I don't feel the need to hold on so much.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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