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Thank god we paid the mortgage off

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  • Meal plan done shopping from the allotment, cupboards and freezer first. Hopefully olio will fill in the gaps but if not I only have 6 items on my list so far. Washing is in natures tumble dryer. Forecast this week tells me there is only 1 dry day and that’s tomorrow. Hopefully get everything washed and dried before the week of bad weather arrives. Don’t think I’m going to get much done at the plot. 
    Just waiting for my timer to ping ( sad lamp time) and then best get miss giddychops out for our plod. 
    Love 🐞
    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • beanielou
    beanielou Posts: 101,559
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    You have been busy. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • themadvix
    themadvix Posts: 9,844
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Forumite
    I hear you about time at the plot. I really need to spend a good chunk of time down there - among other things, I need to get proper protection for my onions and garlic in place as something (leaf miner, almost certainly) has been munching my lovely leeks 😔. But I’m not sure when, especially with the weather!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 10,924
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
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    Hmmm … with that kind of response to stuff that needs decluttering I would be tempted to quietly ‘lose’ them and then see if he ever notices … 🤷‍♀️😉 (Half broken, mouldy tents are an absolute no no for me! 😂). 
    As for the wedding dress, it’s your dress, your choice surely? Mr KK didn’t interfere at all when I got rid of mine. Or any of my other clothes. 

    Glad you got the FBMP fun funds 🎉🎊 😊

    As for the peppers, I know you can’t eat them but could you swop them with someone who would or turn them into a decoration of some kind?

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 19,907
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
  • greenbee said:
    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
    Subtle..... 🤣  Greying X
    GC October 2026 £203.49/£232.50 (£29.01 remaining for 7 days)
    GC September 2026 £226.57/£225
    GC August 2026 £218.02/£232.50
    GC July 2026 £237.82/£232.50
    GC June 2026 £225.39/£225
    Non-food spend October 2026 £68.50/£80
    Bulk Fund 2026 Month 10/12 - £0/£20.40 (reducing balance - start £120)
  • ladybird1106
    ladybird1106 Posts: 1,459
    1,000 Posts Third Anniversary Photogenic Name Dropper
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    edited 17 November 2025 at 9:59AM
    greenbee said:
    Do you have a special box labelled ‘Old Tat Mr🐞 insists we keep’?
    hmmmm know there’s a thought, I could put in his wildlife magazines in that date back from the 1990’s🤣
    love 🐞
    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • Cherryfudge
    Cherryfudge Posts: 15,779
    Part of the Furniture 10,000 Posts Name Dropper
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    That's an idea! In our household, we don't throw out something that belongs to the other person, in fact that's why I fell out with Mar1e K0ndo: she threw out someone else's coat as they weren't wearing it. To me, that was theft. However, it does put pressure on those of us who have difficulty letting go of things.

    Sometimes it's easier to pass things on than just to 'get rid'. Someone may be glad of those magazines! And while he probably hasn't read them in a while, he could be holding onto the feelings they gave him when they were new, or the awareness of what they cost. Separating those feelings from the possession of the magazines or whatever is tricky and I don't have suggestions for it (I have too much stuff so it's a live issue here). However, I do like the Flylady's idea of 'blessing someone' with the things we no longer need. If I know something is going to someone who will get use/pleasure from it, I don't feel the need to hold on so much.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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