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Lloyds Ultra Credit Card
Comments
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I'm pleased to say Apple Pay has now been set up even though the card details are still missing from the app. I'm happy now!
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They told me I have to have the new card open for 90 days and can only then ask for 90% of the credit limit across to the new card?
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Have just swapped my 17.4% APR Platinum Card for this as they offered me a 12.9% APR rate on the Ultra.
I also have a Lloyds World Elite Mastercard at 22.9% which offers slightly different cashback but also foreign exchange benefits, but the only reason I really have it is for the Priority Pass and DragonPass elements rather than actual spending.
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Are you carrying balances?
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I like the way it gives you 1% of the total spent rather than for each transaction which is better than Nat West, albeit this is only for first year. Cash back whilst abroad is also a good feature.
😁
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Bringing this back up again, sorry.
Me and Mrs B both took out Ultra cards back in October, my credit limit was higher than hers.
She already had a Lloyds c card so as they wouldn't give her an increase in her limit, we wrote as we thought it would be too much hassle ringing up.
They rang back a couple of days later and offered to transfer 1500 from old to new card - job done!
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^ this appears to be an AI summary poster/bot, same with their other postsEdited as spammer has been removed
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Presume you're referring to something that's been removed and not me? 😉
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There was another comment from a user with very few posts which has since been removed. I saw it and it did look very much like an AI summary as Nasqueron stated.
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Hah yes :)
New user had 4 posts and all were basically Google Gemini summaries of things.
The MSE team advice is to NOT QUOTE them, just report and move on but I think it's worth discouraging engagement with bots hence the post looks odd, I will edit it
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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