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Outstanding October's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,212 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today thanks I pre-ordered my Xmas meal and paid £50 deposit, yum!! Excited!!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Changeyourlife25
    Changeyourlife25 Posts: 103 Forumite
    100 Posts Name Dropper Photogenic
    2 for me please! Starting strong 💪
    October GC 🧡🫶 £111.19/£400
    September GC 🥨🍕 - £475.63/£600
     
    PAD Oct 💰 - £17.30
    PAD Sept 💪 - £205.50
    PAD August  🤑 - £151.90 
    PAD July 💷 - £305.60

    NSD Oct 💳 - 2/10
    NSD Sept 🙏 - 8/10
    NSD August ✋ - 3/10 
    NSD July 🚫 - 12/10

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £446.13
    Debt Barclaycard - £1,192.00
    Debt Uksl  - £1,389.83

  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @doingitanyway welcome back, good to see you here xx :)
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 October at 5:10PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 4/18  image 

    beanielou 2/19  image 

    Caeraugirl 10 

    cathybird 2/15  image 

    Changeyourlife25 2/10  image 

    Crazybee787 2/12  image 

    Crazycatlady2 15 

    Dizzycap 4/20  image 

    doingitanyway 2/12  image 

    Doris17 2/15  image 

    Emmel 12 

    InDebtEnby 2/13  image 

    KajiKita 2/20  image 

    laurenh1 18 

    LittleMissDetermined 2/18  image 

    Pinkpieuni 2/10  image 

    Prodigal50 10 

    Quantaqa 15 

    QueenJess 2/15  image 

    short bird 2/18   image 

    Tenar15 10  

    VickyA 2 15  


    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • AuntieL
    AuntieL Posts: 417 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Calling an early NSD Saturday 😁 It’s really stormy so no plans to go anywhere today.
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • InDebtEnby
    InDebtEnby Posts: 183 Forumite
    100 Posts Name Dropper Photogenic
    I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭 
    Current No Spend Challenge: 13/13
    2025 No Spend Days: 127/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • CrazyBee787
    CrazyBee787 Posts: 1,212 Forumite
    1,000 Posts Name Dropper Photogenic
    Today spendy too, I have bought my penultimate gift (the lodgers gift) (Cook book and garlic grater since he is a chef!). The last thing needed is Choc liquors for SFD! Then I am done!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • short_bird
    short_bird Posts: 4,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yesterday and today both NSD.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Dizzycap
    Dizzycap Posts: 1,239 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a 4/20 NSD Saturday!  :D<3
    ~ NSD 2025 - NSD October 18/20 (9 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1278.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    InDebtEnby said:
    I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭 
    @InDebtEnby you don't have to include basic groceries so if that's all you spent I think it's an NSD. It sounds as though you could not have gone with the planned chicken so not a lot of choice. xx :)
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