October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Not today thanks I pre-ordered my Xmas meal and paid £50 deposit, yum!! Excited!!1
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2 for me please! Starting strong 💪October GC 🧡🫶 £501.27/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £38.12PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £479.83Debt Barclaycard - £1,190.51
Debt Uksl - £1,384.831 -
@doingitanyway welcome back, good to see you here xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 4/18
beanielou 2/19
Caeraugirl 10cathybird 2/15
Changeyourlife25 2/10
Crazybee787 2/12
Crazycatlady2 15Dizzycap 4/20
doingitanyway 2/12
Doris17 2/15
Emmel 12InDebtEnby 2/13
KajiKita 2/20
laurenh1 18LittleMissDetermined 2/18
Pinkpieuni 2/10
Prodigal50 10Quantaqa 15QueenJess 2/15
short bird 2/18
Tenar15 10VickyA 2 15To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Calling an early NSD Saturday 😁 It’s really stormy so no plans to go anywhere today.Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £150, 894 (23years 0months)
Current outstanding = £93,904 (10years 6months)
2024 Overpayment = £675.66
2025 Overpayment = £681/£7002 -
I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭Current No Spend Challenge: 10/13
2025 No Spend Days: 144/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Today spendy too, I have bought my penultimate gift (the lodgers gift) (Cook book and garlic grater since he is a chef!). The last thing needed is Choc liquors for SFD! Then I am done!1
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Yesterday and today both NSD.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
It's a 4/20 NSD Saturday!

~ NSD 2025 - NSD November 22/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing1 -
@InDebtEnby you don't have to include basic groceries so if that's all you spent I think it's an NSD. It sounds as though you could not have gone with the planned chicken so not a lot of choice. xxInDebtEnby said:I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭
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