October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Not today thanks I pre-ordered my Xmas meal and paid £50 deposit, yum!! Excited!!1
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2 for me please! Starting strong 💪Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.381 -
@doingitanyway welcome back, good to see you here xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 4/18
beanielou 2/19
Caeraugirl 10cathybird 2/15
Changeyourlife25 2/10
Crazybee787 2/12
Crazycatlady2 15Dizzycap 4/20
doingitanyway 2/12
Doris17 2/15
Emmel 12InDebtEnby 2/13
KajiKita 2/20
laurenh1 18LittleMissDetermined 2/18
Pinkpieuni 2/10
Prodigal50 10Quantaqa 15QueenJess 2/15
short bird 2/18
Tenar15 10VickyA 2 15To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Calling an early NSD Saturday 😁 It’s really stormy so no plans to go anywhere today.Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭Current No Spend Challenge: 5/13
2025 No Spend Days: 68/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Today spendy too, I have bought my penultimate gift (the lodgers gift) (Cook book and garlic grater since he is a chef!). The last thing needed is Choc liquors for SFD! Then I am done!1
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Yesterday and today both NSD.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
It's a 4/20 NSD Saturday!

--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £573.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)# No.27 - Top Up EP 2 £1105 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
@InDebtEnby you don't have to include basic groceries so if that's all you spent I think it's an NSD. It sounds as though you could not have gone with the planned chicken so not a lot of choice. xxInDebtEnby said:I ended up buying meatballs for dinner yesterday since the chicken was looking dodgy. I forgot to use the gift card so it ended up being a spend day 😭
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