We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding October's No-Spend Days Challenge!

Comments

Doris17 Posts: 942 Forumite

1 October at 3:39PM

Me please with 15 to achieve.

Today was a NSD 1/15.

"Make Everyday Count"

1
KajiKita Posts: 8,443 Forumite

1 October at 4:28PM

Got an NSD on day 1 of the month (don't always manage it! )

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
cathybird Posts: 15,843 Forumite

1 October at 4:30PM edited 2 October at 9:11PM

October 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

AuntieL 1/18

beanielou 1/19

Caeraugirl 10

cathybird 1/15

Changeyourlife25 10

Crazybee787 2/12

Crazycatlady2 15

Dizzycap 20

Doris17 1/15

Emmel 12

InDebtEnby 1/13

KajiKita 1/20

laurenh1 18

LittleMissDetermined 2/18

Pinkpieuni 10

Prodigal50 10

Quantaqa 15

QueenJess 2/15

short bird 18

Tenar15 10

VickyA 2 15

To see the updated results for October on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
AuntieL Posts: 419 Forumite

1 October at 5:04PM

NSD Wednesday 😁 Feels a positive way to start the month

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
CrazyBee787 Posts: 1,224 Forumite

1 October at 5:28PM

1/12 Please @cathybird Thank youXX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
LittleMissDetermined Posts: 9,878 Forumite

2 October at 7:11AM

It's another for me today please
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107

1
InDebtEnby Posts: 186 Forumite

2 October at 9:16AM

One for yesterday, hopefully I won't be clawing my way to the target this month.

Current No Spend Challenge: 16/13
2025 No Spend Days: 130/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
2
CrazyBee787 Posts: 1,224 Forumite

2 October at 5:11PM

2/12 Please @cathybird Thank you.

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
1
QueenJess Posts: 4,620 Forumite

2 October at 5:29PM

Declaring another NSD for today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
beanielou Posts: 96,679 Ambassador

2 October at 6:59PM

Not one today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
352.1K Banking & Borrowing
253.6K Reduce Debt & Boost Income
454.2K Spending & Discounts
245.1K Work, Benefits & Business
600.8K Mortgages, Homes & Bills
177.5K Life & Family
258.9K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
37.6K Read-Only Boards