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Outstanding October's No-Spend Days Challenge!
Comments
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Me please with 15 to achieve.
Today was a NSD 1/15.
"My Life Is About The Journey Not The Destination"1 -
Got an NSD on day 1 of the month (don't always manage it!
) 
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
October 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 1/18
beanielou 1/19
Caeraugirl 10cathybird 1/15
Changeyourlife25 10Crazybee787 2/12
Crazycatlady2 15Dizzycap 20Doris17 1/15
Emmel 12InDebtEnby 1/13
KajiKita 1/20
laurenh1 18LittleMissDetermined 2/18
Pinkpieuni 10Prodigal50 10Quantaqa 15QueenJess 2/15
short bird 18Tenar15 10VickyA 2 15To see the updated results for October on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD Wednesday 😁 Feels a positive way to start the monthDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £150, 894 (23years 0months)
Current outstanding = £93,904 (10years 6months)
2024 Overpayment = £675.66
2025 Overpayment = £681/£7001 -
1/12 Please @cathybird Thank youXX1
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It's another for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
One for yesterday, hopefully I won't be clawing my way to the target this month.Current No Spend Challenge: 10/13
2025 No Spend Days: 144/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
2/12 Please @cathybird Thank you.1
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Declaring another NSD for today.2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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