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Outstanding October's No-Spend Days Challenge!

Comments

AuntieL Posts: 417 Forumite

2 October at 7:26PM

NSD Wednesday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
KajiKita Posts: 8,392 Forumite

2 October at 7:42PM

NSD here 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
Doris17 Posts: 938 Forumite

2 October at 7:52PM

NSD for me 2/15.

"Make Everyday Count"

2
cathybird Posts: 15,837 Forumite

2 October at 9:14PM edited 3 October at 10:42PM

October 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

AuntieL 3/18

beanielou 2/19

Caeraugirl 10

cathybird 2/15

Changeyourlife25 10

Crazybee787 2/12

Crazycatlady2 15

Dizzycap 3/20

doingitanyway 2/12

Doris17 2/15

Emmel 12

InDebtEnby 2/13

KajiKita 2/20

laurenh1 18

LittleMissDetermined 2/18

Pinkpieuni 2/10

Prodigal50 10

Quantaqa 15

QueenJess 2/15

short bird 18

Tenar15 10

VickyA 2 15

To see the updated results for October on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

2
Dizzycap Posts: 1,238 Forumite

3 October at 2:45AM

Hi folks:-)
Declaring 3/20 NSDs for October Hectic at the moment & issues with tying to post on MSE

~ NSD 2025 - NSD October 17/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
InDebtEnby Posts: 183 Forumite

3 October at 8:56AM

2nd one for me

Current No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1
beanielou Posts: 96,636 Ambassador

3 October at 10:07AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Pinkpieuni Posts: 178 Forumite

3 October at 12:14PM

2 nsd for me ( yesterday and today)

Challenges
NSD - Oct 11/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)

The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 256 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
1
AuntieL Posts: 417 Forumite

3 October at 3:37PM

NSD Friday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
doingitanyway Posts: 10,344 Forumite

3 October at 4:23PM

Hello @cathybird please can I join/ (again I know...)
I would like 12 NSDs in October. I have had 2 already. So 2/12 please for October

If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/072025
1

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