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Outstanding October's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • KajiKita
    KajiKita Posts: 9,928 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD here 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Doris17
    Doris17 Posts: 1,050 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    NSD for me 2/15.

    "My Life Is About The Journey Not The Destination"



  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 October 2025 at 10:42PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 3/18  image 

    beanielou 2/19  image 

    Caeraugirl 10 

    cathybird 2/15  image 

    Changeyourlife25 10 

    Crazybee787 2/12  image 

    Crazycatlady2 15 

    Dizzycap 3/20  image 

    doingitanyway 2/12  image 

    Doris17 2/15  image 

    Emmel 12 

    InDebtEnby 2/13  image 

    KajiKita 2/20  image 

    laurenh1 18 

    LittleMissDetermined 2/18  image 

    Pinkpieuni 2/10  image 

    Prodigal50 10 

    Quantaqa 15 

    QueenJess 2/15  image 

    short bird 18  

    Tenar15 10  

    VickyA 2 15  


    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,770 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Hi folks:-)
    Declaring 3/20 NSDs for October  :D<3 Hectic at the moment & issues with tying to post on MSE  :/
    ~ NSD 2026 Challenge April 15/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1836.43 / £2026 (4)
  • InDebtEnby
    InDebtEnby Posts: 295 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    2nd one for me
    Current No Spend Challenge: 8/13
    2025 No Spend Days: 46/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • beanielou
    beanielou Posts: 99,238 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Pinkpieuni
    Pinkpieuni Posts: 248 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    2 nsd for me  ( yesterday and today)

    Challenges

    NSD - April - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Friday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Hello @cathybird please can I join/ (again I know...)
    I would like 12 NSDs in October. I have had 2 already. So 2/12 please for October
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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