October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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This was for 30/10/2025 FYI! Not sure about today 31/10/2025? Thanks.CrazyBee787 said:Thanks @cathybird Not today as I purchased a mixture of groceries and sweets (Non essential). Thank youXX1 -
Not one today. Going to an Asian night with a couple of my friends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not today I paid for parking1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 19/18
beanielou 29/19
Caeraugirl 10cathybird 20/15
Changeyourlife25 2/10
Crazybee787 15/12
Dizzycap 26/20
doingitanyway 7/12
Doris17 3/15
Emmel 12InDebtEnby 20/13
KajiKita 25/20
laurenh1 18/18
LittleMissDetermined 20/18
Pinkpieuni 15/10
Prodigal50 10Quantaqa 15QueenJess 11/15
short bird 20/18
Tenar15 10VickyA 2 14/15
To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Final one of the month today 😊🎊🎉🥳
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Just looking at October and I had 7 NSDs. I failed my target it is true, however, I would not have had even one without posting on here. For November I would like to record my first NSD please
Thank you @cathybirdIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
@doingitanyway yes absolutely, every NSD is a win xx I've added today's over at the November thread, which is here 1
and sorry I (somehow) missed this update yesterday 
, not sure how I managed that as I could have sworn I'd updated the thread! Well done everyone, see you all on the November thread
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