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Outstanding October's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 441 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £150, 894 (23years 0months)
    Current outstanding = £93,904 (10years 6months)
    2024 Overpayment = £675.66
    2025 Overpayment = £681/£700
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 October at 12:07PM
    Afternoon all! got booted out of my account AGAIN and didn't have the urge to solve it, too many other tiny bits of adulting to resolve. And it's too blooming cold.
    Since I was last in on 19th, have managed another 8 days bringing me to 20  B)  
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @short_bird that sounds very frustrating - did MSE say why it happened? xx :neutral:
  • cathybird
    cathybird Posts: 15,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 October at 10:11PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 18/18  image  image  image   image  image 


    beanielou 29/19  image  image  image   image  image  image  image


    Caeraugirl 10 


    cathybird 19/15  image  image  image   image  image  image


    Changeyourlife25 2/10  image 


    Crazybee787 15/12  image  image  image   image  image  image


    Dizzycap 26/20  image  image  image   image  image  image  image


    doingitanyway 7/12  image  image 


    Doris17 3/15  image 


    Emmel 12 


    InDebtEnby 19/13  image  image  image   image  image  image


    KajiKita 22/20  image  image  image   image  image  image  image


    laurenh1 16/18  image  image  image   image 


    LittleMissDetermined 20/18  image  image  image   image  image  image  image


    Pinkpieuni 15/10  image  image  image   image  image  image


    Prodigal50 10 


    Quantaqa 15 


    QueenJess 9/15  image  image 


    short bird 20/18   image  image  image   image  image  image  image


    Tenar15 10  


    VickyA 2 13/15   image  image  image  



    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November targets

    AuntieL 18
    beanielou 19
    Caeraugirl 10
    cathybird 15
    Changeyourlife25 10
    CrazyBee787 12
    Crazycatlady2 15
    Dizzycap 15
    doingitanyway 12
    Doris17 15
    Emmel 12
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 12
    Pinkpieuni 10
    Prodigal50 10
    Quantaqa 15
    QueenJess 15
    short bird 18
    Tenar15 10
    VickyA 2 15


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cathybird said:
    @short_bird that sounds very frustrating - did MSE say why it happened? xx :neutral:
    I didn't ask them to be honest: with the Internet outages and the rest, I figured all sorts of oddities might be happening and I could wander in, read the last few pages and not post till I had opportunity to sort a new password.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Pinkpieuni
    Pinkpieuni Posts: 191 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd yesterday and today.

    Challenges

    NSD - Nov  9/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,405.76 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,544.37

    "Look after the pennies and the pounds will look after themselves"

  • Dizzycap
    Dizzycap Posts: 1,301 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 29 October at 8:19PM
    Does anyone know what the cat is doing?
    Is the cat in love with a bat?
    Does he have a bat tie?
    Is it a bat that flashes?

    image
    CrazyBee787 - The cat is sending you a big love hug for beating your monthly NSD target  :D xx
    I started my NSD's on 10 NSDs each month and then increased slowly once I got organised with tying in spends together in a single day rather than random!  :D
    It's a NSD again for me, but I thought I'd stop declaring NSD until November  :D
    ~ NSD 2025 - NSD November 22/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1756.28 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • CrazyBee787
    CrazyBee787 Posts: 1,365 Forumite
    1,000 Posts Name Dropper Photogenic
    Dizzycap said:
    Does anyone know what the cat is doing?
    Is the cat in love with a bat?
    Does he have a bat tie?
    Is it a bat that flashes?

    image
    The cat is sending you a big love hug for beating your monthly NSD target  :D xx

    Love it XX
  • CrazyBee787
    CrazyBee787 Posts: 1,365 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today @cathybird I didn't plan take out but I spontaneously offered it to the lodger as a gesture of goodwill. It was enjoyed, so not the worse use of money. XX
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