We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding October's No-Spend Days Challenge!

17810121331

Comments

  • Dizzycap
    Dizzycap Posts: 1,301 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Super going everyone!  <3
    Declaring a very early NSD 9/20 Thursday  :) 
    Maybe a spendy day tomorrow as I need to stock up on a few absolute essentials, but waiting to see if any super deals with extra bonus points arrive in the next few days ;)  
    ~ NSD 2025 - NSD November 22/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1756.28 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • InDebtEnby
    InDebtEnby Posts: 204 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    One for yesterday 
    Current No Spend Challenge: 10/13
    2025 No Spend Days: 144/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • Pinkpieuni
    Pinkpieuni Posts: 191 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Additional 4 days from Sunday to yesterday for me.

    Challenges

    NSD - Nov  9/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £1,378/£1,378 -(52/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000

    Mortgage -  Jan 2025 £75,600-Current bal £38,405.76 Target  MF (Jun 26) 240 days.

    Loan  - Jan 2025 £4,095 - Current balance £1,544.37

    "Look after the pennies and the pounds will look after themselves"

  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for Thursday, day 6.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 October at 9:18PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 8/18  image  image 


    beanielou 8/19  image  image 


    Caeraugirl 10 


    cathybird 6/15  image  image 


    Changeyourlife25 2/10  image 


    Crazybee787 6/12  image  image 


    Crazycatlady2 15 


    Dizzycap 9/20  image  image 


    doingitanyway 4/12  image 


    Doris17 3/15  image 


    Emmel 12 


    InDebtEnby 7/13  image  image 


    KajiKita 7/20  image  image 


    laurenh1 6/18  image  image 


    LittleMissDetermined 6/18  image  image 


    Pinkpieuni 6/10  image  image 


    Prodigal50 10 


    Quantaqa 15 


    QueenJess 3/15  image 


    short bird 6/18   image  image 


    Tenar15 10  


    VickyA 2 3/15   image 



    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 8,752 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Thursday here 😊

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 68 books of target 52 in 2025, as @ 26th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,365 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today fish and chipsXX
  • InDebtEnby
    InDebtEnby Posts: 204 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me 
    Current No Spend Challenge: 10/13
    2025 No Spend Days: 144/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • Dizzycap
    Dizzycap Posts: 1,301 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a spendy day Friday here remaining at 9/20 - Great money off deals with extra loyalty bonus points of £4.50, so grabbing my essential shopping now as those points/pounds will come in very handy for my Totally Free Christmas, which is well on track :D
    ~ NSD 2025 - NSD November 22/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1756.28 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • AuntieL
    AuntieL Posts: 441 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Thursday 😁 Not today though as I’m meeting a friend for lunch
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £150, 894 (23years 0months)
    Current outstanding = £93,904 (10years 6months)
    2024 Overpayment = £675.66
    2025 Overpayment = £681/£700
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.6K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.6K Work, Benefits & Business
  • 601.6K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.