October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Super going everyone!
Declaring a very early NSD 9/20 Thursday
Maybe a spendy day tomorrow as I need to stock up on a few absolute essentials, but waiting to see if any super deals with extra bonus points arrive in the next few days
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
One for yesterdayCurrent No Spend Challenge: 3/13
2025 No Spend Days: 83/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Additional 4 days from Sunday to yesterday for me.
Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
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Early call for Thursday, day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 8/18
beanielou 8/19
Caeraugirl 10cathybird 6/15
Changeyourlife25 2/10
Crazybee787 6/12
Crazycatlady2 15Dizzycap 9/20
doingitanyway 4/12
Doris17 3/15
Emmel 12InDebtEnby 7/13
KajiKita 7/20
laurenh1 6/18
LittleMissDetermined 6/18
Pinkpieuni 6/10
Prodigal50 10Quantaqa 15QueenJess 3/15
short bird 6/18
Tenar15 10VickyA 2 3/15
To see the updated results for October on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD Thursday here 😊
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 47 books of target 52 in 2026 as @ 4th July.
Produce tracker: £157 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not today fish and chipsXX1
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Another one for meCurrent No Spend Challenge: 3/13
2025 No Spend Days: 83/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
It's a spendy day Friday here remaining at 9/20 - Great money off deals with extra loyalty bonus points of £4.50, so grabbing my essential shopping now as those points/pounds will come in very handy for my Totally Free Christmas, which is well on track
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'2 -
NSD Thursday 😁 Not today though as I’m meeting a friend for lunchDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001
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