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Outstanding October's No-Spend Days Challenge!

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Comments

  • laurenh1
    laurenh1 Posts: 1,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another one for today please CB :) 
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    laurenh1 said:
    One for yesterday and one for today I think..I have bought something but paid for with a refund I had for the same thing (kind of) basically I found it cheaper and cancelled a previous order. You decide CB :) 
    @laurenh1 I totally forgot to answer this yesterday but it sounds like an NSD to me xx :)
  • cathybird
    cathybird Posts: 15,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 October at 5:39PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 7/18  image  image 

    beanielou 8/19  image  image 

    Caeraugirl 10 

    cathybird 5/15  image  image 

    Changeyourlife25 2/10  image 

    Crazybee787 6/12  image  image 

    Crazycatlady2 15 

    Dizzycap 8/20  image  image 

    doingitanyway 4/12  image 

    Doris17 3/15  image 

    Emmel 12 

    InDebtEnby 5/13  image  image 

    KajiKita 6/20  image  image 

    laurenh1 6/18  image  image 

    LittleMissDetermined 6/18  image  image 

    Pinkpieuni 2/10  image 

    Prodigal50 10 

    Quantaqa 15 

    QueenJess 3/15  image 

    short bird 5/18   image  image 

    Tenar15 10  

    VickyA 2 3/15   image 


    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wednesday is day 5.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • AuntieL
    AuntieL Posts: 418 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NDS Wednesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • CrazyBee787
    CrazyBee787 Posts: 1,217 Forumite
    1,000 Posts Name Dropper Photogenic
    6/12 Please @cathybird Thank youXX
    Missions: -

    1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • KajiKita
    KajiKita Posts: 8,421 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • doingitanyway
    doingitanyway Posts: 10,369 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    4/12 for me please
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • VickyA_2
    VickyA_2 Posts: 4,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me!
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
  • beanielou
    beanielou Posts: 96,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Early call for today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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