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Outstanding October's No-Spend Days Challenge!

Comments

laurenh1 Posts: 1,028 Forumite

13 October at 6:55AM

One yesterday and an early call for today please x

1
LittleMissDetermined Posts: 9,868 Forumite

13 October at 7:38AM

It's a no-spend Monday for me today - Yay!
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107

1
beanielou Posts: 96,643 Ambassador

13 October at 9:52AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
doingitanyway Posts: 10,355 Forumite

13 October at 3:14PM

5/12 today. I was going out but will not now, so claiming a NSD

If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/072025
1
AuntieL Posts: 418 Forumite

13 October at 5:20PM

NSD Monday 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
cathybird Posts: 15,839 Forumite

13 October at 5:32PM edited 13 October at 11:22PM

October 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

AuntieL 9/18

beanielou 12/19

Caeraugirl 10

cathybird 8/15

Changeyourlife25 2/10

Crazybee787 9/12

Crazycatlady2 15

Dizzycap 11/20

doingitanyway 5/12

Doris17 3/15

Emmel 12

InDebtEnby 8/13

KajiKita 9/20

laurenh1 8/18

LittleMissDetermined 9/18

Pinkpieuni 6/10

Prodigal50 10

Quantaqa 15

QueenJess 3/15

short bird 7/18

Tenar15 10

VickyA 2 5/15

To see the updated results for October on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

1
cathybird Posts: 15,839 Forumite

13 October at 5:33PM

@Crazybee787 if it was paid for with pocket money & it's your only spend I think that's OK. xx

1
KajiKita Posts: 8,409 Forumite

13 October at 5:38PM

NSD here 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
CrazyBee787 Posts: 1,213 Forumite

13 October at 6:36PM

9/12 Please @cathybird thank youXX

Missions for the rest of the year:-

1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.
1
VickyA_2 Posts: 4,613 Forumite

13 October at 8:22PM

Two NSDs to declare (yesterday and today), so 5/15 please

Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared
1

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