We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding October's No-Spend Days Challenge!

Comments

InDebtEnby Posts: 183 Forumite

15 October at 9:55AM

One for yesterday

Current No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1
AuntieL Posts: 417 Forumite

15 October at 10:11AM

NSD Wednesday 😁 No plans to go anywhere or spend anything today.

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
cathybird Posts: 15,839 Forumite

15 October at 2:46PM edited 16 October at 10:06PM

October 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

AuntieL 11/18

beanielou 15/19

Caeraugirl 10

cathybird 11/15

Changeyourlife25 2/10

Crazybee787 8/12

Crazycatlady2 15

Dizzycap 14/20

doingitanyway 5/12

Doris17 3/15

Emmel 12

InDebtEnby 11/13

KajiKita 12/20

laurenh1 10/18

LittleMissDetermined 10/18

Pinkpieuni 9/10

Prodigal50 10

Quantaqa 15

QueenJess 3/15

short bird 7/18

Tenar15 10

VickyA 2 5/15

To see the updated results for October on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,213 Forumite

15 October at 7:16PM

Not today either I bought too many snacks!

Missions for the rest of the year:-

1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.
1
KajiKita Posts: 8,403 Forumite

15 October at 9:25PM

One today 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Dizzycap Posts: 1,239 Forumite

15 October at 9:40PM

Great going folks
It's a 14/20 NSD Tuesday here! Have absolutely no intentions of spending for the rest of the week, but will keep recording each day, as usual

~ NSD 2025 - NSD October 18/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
1
beanielou Posts: 96,642 Ambassador

16 October at 5:50AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
laurenh1 Posts: 1,027 Forumite

16 October at 1:12PM

One yesterday and one today please

1
CrazyBee787 Posts: 1,213 Forumite

16 October at 6:51PM

Not today I bought dessert after my lodger cooked a fabulous mealXX

Missions for the rest of the year:-

1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.
1
KajiKita Posts: 8,403 Forumite

16 October at 7:40PM

Another one today. Getting back into the groove again 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
352.1K Banking & Borrowing
253.5K Reduce Debt & Boost Income
454.2K Spending & Discounts
245.1K Work, Benefits & Business
600.7K Mortgages, Homes & Bills
177.4K Life & Family
258.9K Travel & Transport
1.5M Hobbies & Leisure
16.2K Discuss & Feedback
37.6K Read-Only Boards