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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,686 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just a quick 'woo hoo!' as the first window has finally gone in!
    Woo hoo 🎉👏
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 97,377 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 7,296 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That's great news 😁 Hope the installation goes seamlessly!

    Greying X
    Grocery Spend December 2025 - cash £137.47/£171  MrS vouchers £20/£20 MrT vouchers £9/£9
    Non-food spend December 2025 £62.72/£50 
    Bulk Fund December (month 12 of 12) £0/£9.12
  • EssexHebridean
    EssexHebridean Posts: 25,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wo hoo indeed! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • It should move so quickly from here
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,042 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your trip sounded wonderful 🥰🎄
    Woop woop to the 🪟 windows going in!!! 
    Emergency Fund- £717.77
  • Watty1
    Watty1 Posts: 7,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    indeed - it is a great feeling when the windows start going in I bet.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 8,913 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oooh! Let the warmth commence! 😊❤️🤩

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 77 books of target 52 in 2025, as @ 13th December 
    Produce tracker: £447 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cherryfudge
    Cherryfudge Posts: 14,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Brilliant! I hope you get dry weather for the rest, but you will soon 'feel the benefit'.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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