We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING

Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mellow Fruitfulness

14546474850

Comments

  • KajiKita
    KajiKita Posts: 8,805 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It took an hour long queue to post two parcels and get our passports sent off for renewal. Good to have that done 😊 My parcel was my parents’ Christmas presents and Mr KK’s parcel was the mudguard he was meant to have sent off about a month ago! 😳

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 71 books of target 52 in 2025, as @ 1st December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wednesday2000
    Wednesday2000 Posts: 8,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I am seriously tired today as I feel like I have had a busy week. I am coming off a slight cold so I still have a cough. Someone I met last night told me about a local fayre today, but I am too tired to go out.

    I am going to tackle our bedroom today. I am going to dust and put up a picture I have had in the room for ages! I keep my handbags in the wardrobe in there so I am going to tidy everything and decide what I need to keep and what I can let go of. There are some I never even go near. I think I might do the rainbow colour order too to organise them. :)
    2025 GOALS
    39/25 classes




  • beanielou
    beanielou Posts: 97,224 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am going to do some tidying. My bedroom particularly is overrun by things that need to be put away. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rhyddid2026
    Rhyddid2026 Posts: 723 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I have done my out of the house chores (getting all the animal related purchases) and now I need to decide which of the 533 other things I need to do first.
    I think my priority has to be living room related as I can barely move around in it and things are getting broken.
    I've posted on the village Facebook page to see if anyone wants some unused heavy duty cardboard boxes. If they don't I think I'm going to burn them tonight if it stays dry. I will literally be burning money as we paid for them (I ordered the wrong size) but they're blocking the route to the kitchen and I won't have time to get to the tip this week to recycle them.
    I'll put a wash on, spend half hour doing things in the garden while it's dry, then come in and tackle some living room things.
    I've literally just typed out my entire thought process 😂
    Debts                04/01/25         01/12/25   
    Natwest2           £6,509.97       £5,600 
    NatWest CC      £7,612.74       £6,680
    Lloyds CC          £6,112.60      £4,690
    1st Direct CC     £176.03         £144.20
    CC total             £20,411.34    £17,114
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,160
    Total                   £36,195.78    £29,274.20
    EF £1,002.83
    HF  £
    203.99
  • greent
    greent Posts: 10,885 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, you lot have been very busy- well done! 

    I'm not sure I've done much - but did drop 3 bags of things off to the CS this morning (which have been hanging around for weeks!) Small wins! 😆😆
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Rhyddid2026
    Rhyddid2026 Posts: 723 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Quick question for you knowledgeable lot - what do we do with old coat hangers? As I've been decluttering and sorting I have bags full. Do they just have to go to the tip/recycling centre? That seems such a waste. 
    Debts                04/01/25         01/12/25   
    Natwest2           £6,509.97       £5,600 
    NatWest CC      £7,612.74       £6,680
    Lloyds CC          £6,112.60      £4,690
    1st Direct CC     £176.03         £144.20
    CC total             £20,411.34    £17,114
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £8,160
    Total                   £36,195.78    £29,274.20
    EF £1,002.83
    HF  £
    203.99
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I took my wire ones to the dry cleaners and they were well received there. 
  • greent
    greent Posts: 10,885 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quick question for you knowledgeable lot - what do we do with old coat hangers? As I've been decluttering and sorting I have bags full. Do they just have to go to the tip/recycling centre? That seems such a waste. 
    Charity shops in my area don't want them :( You can try listing them for free in Facebook marketplace and olio? Or my local Tesco has a plastic hanger recycling point - and, as Watty said, dry cleaners often like the wire ones (ours used to give you money off for every 10 you took back, too 😁)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.7K Work, Benefits & Business
  • 601.7K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.