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My local charity shop only uses wooden hangers, how posh! My nearest Tescos is about a 35min drive from me. I might put them in the boot of my car and see whether I pass Tesco's or the (open) tip/recycling centre first.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.993 -
We have further picture-progress! The composite frame is now not only full of pictures but actually hanging - although we have agreed it will be re-hung using wire as the string's looking a bit dubious! I also remembered that we had a couple of small but beautiful mounted black and white photographs of London that we were given years ago and have never got around to getting up - those alongside a maritime chart of MrEH's hometown river have now had frames bought and they will be going up in the front room! We decided that they will make a nice little set with nods to both of our origins.
We've also started looking at possible pics for printing for the other side of the room once that is painted too - and are discussing a canvas to replace the one that was left behind by the sellers of the house - which is nice, but just a standard shop-bought thing, rather than something personal.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Removed snails from bathroom. That is all.4
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My bathroom blind was finally put up. It's not centered though, and there's a small gap on the right side. It's very annoying but he only charged me a tenner and it's up. I don't have to worry about giving the neighbour an eyefull in the mornings and if it annoys me that much it'll make me get the ensuite shower fixed sooner.
I also unblocked the drain again as the patio was under 3 inches of water. Let's see if that lasts the week.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.993 -
Dropped 3 things off at CS on way home - 3rd attempt to get these dropped off and they had a sign out saying no more donations today but I popped in and asked when they thought would be OK- they said in the morning - not helpful for those at work... thankfully when I said this the volunteer took a sensible approach (at 4.15pm) to take the 2 small Xmas ornaments and 1 picture (lego Star wars - so should sell quite quickly) from me - phew!
Ordered ds3 a new desk table-top from the Swedish warehouse - has only been outstanding to do so for over a month... it's being delivered to a locker at local smkt in Saturday - yay! (Let's see how long it takes to change the desk and move the furniture around in his room... 🤔)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
An important OAT fully completed - new passports received, signed in black ink and put in the safe 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Bought a washing up bowl. This has only taken three weeks. As long as the washing up doesn't take the same time we're golden3
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I've tidied up enough to get the new robot hoover out and run it. The cats think it's great...4
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Mine hated mine.greenbee said:I've tidied up enough to get the new robot hoover out and run it. The cats think it's great...I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
One of them really likes to supervise the old robot and got shut in the sitting room the other day as I didn't realise she was in there with it. This one is quieter so both of them have been stalking it.3
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