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Mellow Fruitfulness

Our Autumn OATs (Outstanding Annoying Tasks) thread 

With thanks to Keats and the Met Office for the thread title

https://weather.metoffice.gov.uk/learn-about/weather/seasons/autumn/autumn-facts


I think my main OAT aim this autumn is to get a lot of foodstuffs out of the cupboards and not wasted, which is going to have to involve some autumnal magic! 🍂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

Books read 2025: 51

Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
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Comments

  • beanielou
    beanielou Posts: 96,235 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks @PenniesIntoPounds for our shiny new thread. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rachmac3
    rachmac3 Posts: 494 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I usually give myself a break in the first few weeks of the month then push myself in the last week, but at the moment I seem to be managing my energy levels really well!
    My main OATs for this week/month will be to book a very over due eye test, get some of my dads stuff sorted and packed by 12th, and tackle the floordrobe.

    Debts                 04/01/25        01/09/25   

    Tesco CC          £6,509.97       £5,930 (now NatWest2)
    NatWest CC      £7,612.74      £6,905
    Lloyds CC          £6,112.60      £4,943.12
    1st Direct CC     £176.03         £6.68
    CC total             £20,411.34   £17,784.80
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,005
    Total                  £36,195.78   £30,789.80
    EF £500
  • KajiKita
    KajiKita Posts: 8,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    Please someone give me a good kick to get my last pension sorted out.  I've only been trying to do this for 3 years.

    I know I want an annuity.  I know what I have to do but I just get too busy doing other things.
    Book something with yourself or the pension company so it's in the dairy and unavoidable?

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 51 books of target 52 in 2025, as @ 17th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 17,968 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've used the free electricity hour to dry my bedcover in the TD (washed using solar earlier), so it is now (relatively) cat-hair free; clean and descale the coffee machine; descale the kettle; run a drum clean on the WM; put the heated towel rails on to dry the towels from this morning's showers; heat the hot water; run the DW; top up the solar battery. 

    I dumped most of the stored solar before the free hour (quite hard when the sun is shining), and also discovered the hot water diverter was playing up, so called the manufacturer and they pushed a firmware update - I'm waiting for a technician to call back as it wasn't working by the time the first line support got off the phone (and I'm not going to call back myself to tell them it's working now as I waited 20 minutes to get through), and I want to find out why it's done this again. 

    Like Brie I SHOULD sort my pensions, but at the moment I'm working on manageable tasks. So am getting some compliance training out of the way while the US is off and it's quiet. 
  • greenbee
    greenbee Posts: 17,968 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Compliance training is done - I stayed awake, which is nothing short of miraculous and am now exhausted. 

    Refund requested from electricity supplier for last month's solar generation. I now appear to be able to do this online, which is an improvement on having to call them. I'm keeping a balance on the account of what I believe is the most I'm likely to need to pay them in a month over the winter - but as I've had additional panels put on this year, I'm not sure. I currently don't pay them anything, just get a monthly refund... which I really should put into savings along with what I used to pay for electricity so I can see how long it really takes to pay myself back for the panels and battery... but TBH I can't be bothered. Nor can I be bothered to do the maths. 
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