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Mellow Fruitfulness

PennysIntoPounds
Posts: 4,519 Forumite

Our Autumn OATs (Outstanding Annoying Tasks) thread
With thanks to Keats and the Met Office for the thread title
https://weather.metoffice.gov.uk/learn-about/weather/seasons/autumn/autumn-facts
I think my main OAT aim this autumn is to get a lot of foodstuffs out of the cupboards and not wasted, which is going to have to involve some autumnal magic! 🍂
With thanks to Keats and the Met Office for the thread title
https://weather.metoffice.gov.uk/learn-about/weather/seasons/autumn/autumn-facts
I think my main OAT aim this autumn is to get a lot of foodstuffs out of the cupboards and not wasted, which is going to have to involve some autumnal magic! 🍂
11
Comments
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Thanks @PenniesIntoPounds for our shiny new thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Thanks for the new thread PIP, perfect timing as today I have committed to some fairly major works on the house which requires some equally major OAT clearance by meMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Yaay, new thread for new season
Now that the temperatures have dropped to a level where I can function again (I've never seen a summer like this!!) I want to push on with decluttering, cleaning, clearing and making our home a nice space to be in.
I had a list I made in late spring - I think the first thing to do will be to revisit that.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
I have just booked my train tickets for Brighton next week and I have sorted out our savings accounts as they both matured at the end of August.
I need to call up to book a physio session at a centre I discovered last week that is much closer to my house than the one I had been using. I also need to start reading my book group book. It doesn't look particularly interesting, to be fair!5 -
Please someone give me a good kick to get my last pension sorted out. I've only been trying to do this for 3 years.
I know I want an annuity. I know what I have to do but I just get too busy doing other things.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅6 -
I usually give myself a break in the first few weeks of the month then push myself in the last week, but at the moment I seem to be managing my energy levels really well!
My main OATs for this week/month will be to book a very over due eye test, get some of my dads stuff sorted and packed by 12th, and tackle the floordrobe.Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5004 -
Brie said:Please someone give me a good kick to get my last pension sorted out. I've only been trying to do this for 3 years.
I know I want an annuity. I know what I have to do but I just get too busy doing other things.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I've used the free electricity hour to dry my bedcover in the TD (washed using solar earlier), so it is now (relatively) cat-hair free; clean and descale the coffee machine; descale the kettle; run a drum clean on the WM; put the heated towel rails on to dry the towels from this morning's showers; heat the hot water; run the DW; top up the solar battery.
I dumped most of the stored solar before the free hour (quite hard when the sun is shining), and also discovered the hot water diverter was playing up, so called the manufacturer and they pushed a firmware update - I'm waiting for a technician to call back as it wasn't working by the time the first line support got off the phone (and I'm not going to call back myself to tell them it's working now as I waited 20 minutes to get through), and I want to find out why it's done this again.
Like Brie I SHOULD sort my pensions, but at the moment I'm working on manageable tasks. So am getting some compliance training out of the way while the US is off and it's quiet.3 -
Compliance training is done - I stayed awake, which is nothing short of miraculous and am now exhausted.
Refund requested from electricity supplier for last month's solar generation. I now appear to be able to do this online, which is an improvement on having to call them. I'm keeping a balance on the account of what I believe is the most I'm likely to need to pay them in a month over the winter - but as I've had additional panels put on this year, I'm not sure. I currently don't pay them anything, just get a monthly refund... which I really should put into savings along with what I used to pay for electricity so I can see how long it really takes to pay myself back for the panels and battery... but TBH I can't be bothered. Nor can I be bothered to do the maths.4 -
I've just book marked the Vinted September Selling Challenge to give myself some inspiration!
Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5005
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