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Mellow Fruitfulness
Comments
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Oh dear redo. This did make me laughredofromstart said:I did get as far as registering for Vinted and then an accidentally bought a dress. Whoops.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Well at least you know how it works.redofromstart said:I did get as far as registering for Vinted and then an accidentally bought a dress. Whoops.1 -
I agree with Greenbee it's important to do an end to end Vinted learning process @redofromstart.
today me and MrBC (should that be MrBC and I?) drafted, finalised and sent an email that I hope will help prevent a horrific kerfuffle with a "difficult" part of the family about a controversial financial issue. It was quite draining discussing the issue and would have been easy to avoid doing anything but we did it! Afterwards we swopped a cup of tea and GBBO for a glass of wine and GBBO.3 -
Good to have the account in readiness @redofromstart 😁 I steer well away from the buying section but good bargains are to be had there
The wine sounds very well deserved @Blackcats
Hope the email significantly lessens any nastiness with those people, of whom you know I take an extremely unimpressed view. I have my haughty face on just thinking about them!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Mr KK has done a proper OAT this evening 😊
He came across a handful of cable clips at work today, brought them home and used them to secure the cable to the skirting board underneath our duel fuel bathroom radiator. That’s a job that’s only been outstanding for c. 14 months! 😉
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 15 books of target 52 in 2026 as @ 19th February.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Made a start, researching how to economically put something in the last two windows. I was going to leave them but they do look "unfinished" so I think an extending rod and one curtain on each. The windows are oddly recessed, I don't want a roller blind, one has no room for curtains, and a roman blind which would be ideal will have to be made and comes out a little expensive, and, that was there before. I have just one curtain on a stair window, again an oddly recessed window which the stairs cut across and the one curtain looks really good there.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Needed to clean my computer keyboard and could feel it becoming an OAT so tackled that. Actually hugely satisfying using the air duster!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Faced up to a longstanding OAT. There was dark fluff in the folds at the bottom of the laundrybasket so with OH's help I finally bit the bullet and hoovered it all out. Less than 5 minutes work. I've been putting that off for months.
Also listed something on ebay, and posted a Vinted sale. An ebayer turned up to collect something that sold last Friday. Better late than never!
I found out about a site called bookloop where you sell them your old books and get credit with booksh0p.org so decided to see if I had enough for the £5 minimum which I did. Only 50p for the paperbacks but still it all helps.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
February NSD challenge 7/10
February AFD challenge 4/144 -
Please let me have as an OAT - saving tomato seeds - I hate doing it and can't put it off for long. I saved three different varieties last night - all spread on different pieces of kitchen roll.Free thinker.:cool:4
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Oooo that's a good one! I always think about saving seeds but never really do.Mee said:Please let me have as an OAT - saving tomato seeds - I hate doing it and can't put it off for long. I saved three different varieties last night - all spread on different pieces of kitchen roll.Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.433
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