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Mellow Fruitfulness
Comments
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I did far too much yesterday (although very pleased at my increased energy levels) so today I must mostly rest up or I'll regret it.
I do have to get cracking on some of my father's things though as the auction drop off is this Thursday. I haven't even got to the storage unit yet, I'm still working through the stuff stored in my house. If I can get most of that done by Wednesday night I'll be happy. The storage unit can be started after holiday.Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3103 -
OAT Completion Reporting:
Visit to parents - done.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Gifted damsons stewed.
Basin, sink, and bath plugholes, and shower traps all cleaned with bicarb and hot water. Shower traps de-haired.
Alternatives for most of my Amazon subscriptions found elsewhere, and Amazon subscriptions cancelled. Only one left (macadamia nuts).
Bits of cooking and laundry done.
Cat trapped multiple times to clip some broken claws and put disinfectant on wounds. She's not eating much (which is unusual) so I suspect a vet appointment will be on the cards - it might be she's feeling a bit second-hand due to the wounds. Or she might have sore teeth.2 -
oooo I love damsons! I have a damson tree in my garden but it's yet to give me any. I think I planted it about 3 or 4 years ago so hopefully soon.
I sorted out a drawer in the thingy by the front door and found banks statements and wage slips from 2019.Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3102 -
Reporting that I did no sewing on Friday but made a bit of progress yesterday. Unfortunately I realised that when I started the bag in the first half of the year I misread the instructions so I unpicked my 4 sections that needed it, neatened up the loose threads and pressed open the seams. Next week I will sew the rest of my mistook and then I will be where I thought I was on Friday 5/9!
Today's OAT was lifting the lid of a big box of old school stuff and taking a quick look at the first 10 or so items. Probably gave it about 20 minutes this morning which was good as it is always an early start on Sundays. I can see it's so far a mix of precious stuff to keep and stuff I can recycle so I want to make progress on this box as well as sewing the bag.
3 -
Horses feed room bench cleared.
Started orchard clearing.
Made a decision about old wooden furniture.Bought spray paint for some old bits of metal I’ve found that could be used as a trellis for climbers
Added rubbish to skip.Excellent weekend.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Walked to bank which isn't terribly nearby to deposit a cheque instead of meaning to every day for months and never quite getting round to it and then panicking that it was about to run outhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
Ironed two shirts for Mr KK ready for my birthday meal in late October / early November 😉
(It is so long since I ironed anything, genuinely years, I wasn’t sure if I would still be able to do it but it seems that particular muscle memory is well established!)
KK
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Don't get too carried away now!KajiKita said:Ironed two shirts for Mr KK ready for my birthday meal in late October / early November 😉
(It is so long since I ironed anything, genuinely years, I wasn’t sure if I would still be able to do it but it seems that particular muscle memory is well established!)
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I sold my iron and gave away the ironing board. If it wrinkles and I don't like it, it goes to the charity shop immediately. No ironing done here.5
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