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Mellow Fruitfulness
Comments
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Been to gym for short swim- out of puff after 10 laps egads. But let's face it I was mostly there for the shower.
Skipped laundry due to logistics. Did do a mystery shop but low on energy so may not pass as the instructions came across as gobbledegook.
3 -
I napped from about 5.15 til 6.45, which is teaching probably more than a nap. I didn't realise I was that tired and thought I'd just have 15 to 20 minutes. I must have needed it.
Apart from that I've come home and unpacked.
My plan for this evening is to take more photos of the possible stuff to ship. Warnings have been given to said relative that we are already on about 3 boxes full!Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.433 -
Build admin before work 💪
Rather enjoyed sending official emails while it was still dark, definite subtext of 'you're all slackers' 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Caught up with what our minimum mortgage payment would be if we were to pay just that and so what our default ‘OP’ is now - Mr KK happy 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Septic tank emptied.4
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Went to work.
That is all4 -
Emptied out the ‘evolving’ contents of the veg drawer in the fridge! 😂
Half done OAT: Dug around in various locations to find the last few self adhesive felt chair feet. Tomorrow’s job will be applying them to the relatively hard dining room to see if that is a better option for Mr KK to sit on rather than the soft one - we ended up finishing our dinner standing up at the island in the kitchen this evening due to his sciatica kicking off big time after sitting in the soft one for 10 minutes …! 😳😢KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Life admin tasks seem to be popping back up almost as soon as I've dealt with them.
anyway - bit of paper sent to solicitor for our wills, email sent to National Guardian's office because only 3 out of 4 POA's have been received back by us.To make life even more fun, we are now embarking on financial and legal shenanigans in another country and another language.
as a form of relaxation 😉 I have beautifully organised the drawers in my coffee table and given it a good polish.3 -
That's a lot @Blackcats, well done youhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
KajiKita said:Emptied out the ‘evolving’ contents of the veg drawer in the fridge! 😂
Half done OAT: Dug around in various locations to find the last few self adhesive felt chair feet. Tomorrow’s job will be applying them to the relatively hard dining room to see if that is a better option for Mr KK to sit on rather than the soft one - we ended up finishing our dinner standing up at the island in the kitchen this evening due to his sciatica kicking off big time after sitting in the soft one for 10 minutes …! 😳😢KK
This probably won't help but I thought I would mention it anyway. My parents dining room chairs used to have me in agony. The front of the seat was higher than the back. It is surprising how many are once you look.4
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