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Mellow Fruitfulness

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  • Been to gym for short swim- out of puff after 10 laps egads. But let's face it I was mostly there for the shower.
    Skipped laundry due to logistics. Did do a mystery shop but low on energy so may not pass as the instructions came across as gobbledegook.


  • Rhyddid2026
    Rhyddid2026 Posts: 1,607
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    I napped from about 5.15 til 6.45, which is teaching probably more than a nap. I didn't realise I was that tired and thought I'd just have 15 to 20 minutes. I must have needed it. 
    Apart from that I've come home and unpacked.
    My plan for this evening is to take more photos of the possible stuff to ship. Warnings have been given to said relative that we are already on about 3 boxes full!
    Debts                04/01/25       01/11/26  
    CC total             £20,411.34    £13,370
    OD                     £1100            £0
    Car loan             £4,000          £2,100
    Roof loan           £10,684.44    £0
    Total                  £36,195.78    £15,470
    EF £5,000
    HF £0.52
    EB £240
  • KajiKita
    KajiKita Posts: 10,968
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    Caught up with what our minimum mortgage payment would be if we were to pay just that and so what our default ‘OP’ is now - Mr KK happy 😊

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 19,940
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Septic tank emptied.
  • Went to work.
    That is all
  • KajiKita
    KajiKita Posts: 10,968
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    edited 24 November 2025 at 7:45PM
    Emptied out the ‘evolving’ contents of the veg drawer in the fridge! 😂

    Half done OAT: Dug around in various locations to find the last few self adhesive felt chair feet. Tomorrow’s job will be applying them to the relatively hard dining room to see if that is a better option for Mr KK to sit on rather than the soft one - we ended up finishing our dinner standing up at the island in the kitchen this evening due to his sciatica kicking off big time after sitting in the soft one for 10 minutes …! 😳😢

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Blackcats
    Blackcats Posts: 4,884
    Seventh Anniversary 1,000 Posts Name Dropper
    Forumite
    Life admin tasks seem to be popping back up almost as soon as I've dealt with them.
    anyway - bit of paper sent to solicitor for our wills, email sent to National Guardian's office because only 3 out of 4 POA's have been received back by us. 
    To make life even more fun, we are now embarking on financial and legal shenanigans in another country and another language.

    as a form of relaxation 😉 I have beautifully organised the drawers in my coffee table and given it a good polish.
  • That's a lot @Blackcats, well done you
  • badmemory
    badmemory Posts: 10,694
    Tenth Anniversary 10,000 Posts Name Dropper
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    KajiKita said:
    Emptied out the ‘evolving’ contents of the veg drawer in the fridge! 😂

    Half done OAT: Dug around in various locations to find the last few self adhesive felt chair feet. Tomorrow’s job will be applying them to the relatively hard dining room to see if that is a better option for Mr KK to sit on rather than the soft one - we ended up finishing our dinner standing up at the island in the kitchen this evening due to his sciatica kicking off big time after sitting in the soft one for 10 minutes …! 😳😢

    KK

    This probably won't help but I thought I would mention it anyway.  My parents dining room chairs used to have me in agony.  The front of the seat was higher than the back.  It is surprising how many are once you look.
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