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Mellow Fruitfulness
Comments
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I've got a photo book on my OAT list too, although I've not even started it yet!
What i have done, however, is finally stuck up the ceiling panel that fell down in about February 😬😂 hoping it doesn't fall down again 😬4 -
Well done @Cheery_Daff, that is excellent OATing
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Fitted the new ironing board cover.
Unpacked, assembled and placed the new toilet brush.KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
That's 4 whole OATs @KajiKita !!Debts 04/01/25 01/11/26
CC total £20,411.34 £13,370
OD £1100 £0
Car loan £4,000 £2,100
Roof loan £10,684.44 £0
Total £36,195.78 £15,470
EF £5,000
HF £0.52
EB £2402 -
😂😂😂 That’s a little generous but I’ll take it … 😉Rhyddid2026 said:That's 4 whole OATs @KajiKita !!
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Finally managed to send a parcel back & have been to the library. Also managed to wangle cardboard in the car for a skip run.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
Went peculiar and set the oven clock to the correct time, and had a big sort out of shoes!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
That Greenwich laser is a bad influence4
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I really, really MUST book the septic tank emptying tomorrow, and book my car in for it's recall appointment.
On the plus side, I can also start putting things back in the hall as it's almost done. Landing will have to wait for carpet on 2nd Dec.
Not sure what to do about the bathroom smell though.4 -
Haven't done anything about the septic tank, car, or hotel/train for my hospital trip. But I've ordered vine eyes and wire for training the fig and blackberry in the veg plot.
Handyman identified the smell as one of the types of sealant he used to sort out the shower. It may take a while for the smell to go unfortunately. But if I move back into my bedroom it'll be less annoying.4
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