YNAB robber needs help to execute the plan

Scott_Weiland79

Wanna_Bee_Free said:

£99 so yep it is. I have been thinling about this a lot Scott. I delayed renewing my subscription to push it into October and give me time to think. Is YNAB worth buying. I could use a notebook and budget on paper. I am nervous about changing to that but not sure why. I don't have access to Excel or Word day to day while I'm not working but can borrow someone else's computer every few days and find I need this stuff in mind a lot at the moment. YNAB works on my phone and tablet I have finally started making headway with YNAB after half-heartedly using it incorrectly for years. I really just need to learn how to budget well. There is no magic money tree and I need to feel in control of money ready for living on pensions etc in the not too distant future. This time I plan to renew YNAB snd revisit after 12. months or if I get access to a spreadsheet

personal preference i just used a notebook. 

I always say a week before payday/payslip time would do a budget. How much i had coming in.

I would mark stuff off as i paid them, how much i had left when everything was paid 

I had a month to date additional earning page ie surveys/decluttering/cashback etc

I would even record nsd's the totals

how much i had to spend each day


then every 3-4 days i would write down my debts totals, what payments were 

total i was paying out each month on debts etc etc


I understand some peeps are visual like pretty colours yadda yadda

simples buy a handful of these in different colours

https://ebay.us/m/EHJ3Ep

https://www.bmstores.co.uk/products/b5-pp-neon-notebook-384251

Save yourself 99 quid if your having an doubts 

thats a huge interest drop imo