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YNAB robber needs help to execute the plan

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Comments

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,650 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I had a great weekend away. I decided not to kid myself by using the credit card so all paid and settled. Costwise I will be playing catch-up on YNAB next month after robbing 3 categories to get rid of the red: For the record I need to adjust Father's essentials (books and beer) £40 Clothes £115 Presents £85. Savings pots intact and no credit card balance

    I found out more about the big weekend next year and will skip it until at least 2028 so I am just funding a big weekend in November and possibly a day in Bristol in August.

    Yesterday I bought coffee and water. Today I will most likely have a spend for the quiz. I only have 2 NSDs so far so want a good week from tomorrow.

    Family visit on Thursday. It sounds like little sis is on the edge of going back in to hospital. Wish I felt calm and energetic.

    Today I want to go for a walk, chill out and eat lots of veg.

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,650 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 February at 10:14AM

    Anyone have any tips on short-term respite care or helping someone elderly live at home alone? Looking on line it looks to cost a fortune. Is meals on wheels still a thing? He had carers visit earlier in the year but wanted to manage himself without them. I am struggling to step back and let this happen

    Another crisis. Little sis back in hospital. OH and I running ourselves ragged to help my father this week. Huge petrol costs. The stress has exacerbated my vertigo. Also found out my hundred year old uncle died yesterday so I need to break the news to my 91 year old father today. Quite a week.

    In money saving news yesterday and the day before were NSDs. OH bought petrol but we resisted spending on anything at the hospital, helped by it being a shorter duration visit.

    I am trying to resist the urge to panic buy things to help my father. Instead I am going to calmly show him the thing and if he thinks it is useful he can buy it for himself with me helping to use the website. My mother used to halve the cost when he asked her how much she'd spent on things which isn't helping.

    Looking at a tipping kettle online with him today. Ought to try and source a better phone for him too. A pager maybe? I keep turning my phone off as Little Sis has been plaguing me with contact. I guess I need to learn how to block and unblick people so the hospital and my father can call

    Today Little Sis has the chance to say yes to the test she refused on Friday. I don't see how she can recover if she refuses everything. Our father talked sense at her yesterday and OH and I told her we agreed with him. I hope we get some answers/progress this week.

    No LPA for little sis or father. Ought to try and do that today in case her thinking declines further. She might already not have capacity. The hospital are letting her refuse treatment, remove drips etc so maybe it is still ok.

  • I use a hot water heater that dispenses straight to a mug. My mum also used this as she got older. I think they cost around £50 but also mean you only heat what’s needed. Might be worth considering.

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,650 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 February at 7:06AM

    Thanks for the idea, I'll look into those as well as the tippy kettle. I seem to have no memory and lots of brain fog yesterday.

    Visited Little Sis and did lots of housework. Had dinner with my father then OH and I headed home. I am ever so grateful for all his help this week, driving, cooking, cleaning. A total hero. LPA form for finances with Little Sis at her request. No date for her to leave hospital yet. My father seemed to take the news about his brother ok.

    In money news an NSD.

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,978 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Well that all sounds exhausting. You and Mr WBF definitely deserve a big glass of something nice and a big sleep!

    I don't know about care options but I would start with getting in touch with his local council and ask for contact details of their adult social services department, and also ask his GP about what support there may be

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Blackcats
    Blackcats Posts: 4,325 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    my 98 year old dad still lives at home on his own. He has a carer for an hour each day that is self funded. He receives Attendance Allowance that helps a bit towards the cost. The carer makes him a hot lunch and leaves a flask of tea and a sandwich for the afternoon. Dad has Wilt shire frozen meals that microwave quite quickly and he says they are tasty. It's a good approach to help yourdad chose what might help and let him pay. My mum used to love her tippy kettle!

    LPA's for your sister and your dad will be useful. Remember it's not up to you to pay the LPA fees though. You will be doing enough by taking on that responsibility for them.

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,650 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited Today at 8:17AM

    A couple of positive steps in a very tough two weeks. My father agreed to a carer cooking him dinner Friday and Monday. I managed to get him community transport to the hospital which will save about £65 daily compared to private taxis. We did two buses back together one day but it is a very long and tough journey at 91. Little Sis didn't do anypaperwork for LPA and has now been sectioned for up to 28 days so they can treat her against her wishes. Nasal feeding tube put in on Friday.

    I spent Friday and yesterday at home in London. I feel a bit better. I am dreading today. Lots of running around my father and visiting my sister who is trying to blame me for everything, food shop, hospital visit and OH cooking roast chicken.

    Glad I got her signed up to universal credit already. My father wants to pay the outstanding mortgage arrears on the house he lives in owned by Little Sis. I will try and help and ask him to sign LPAs for when we next visit his Doctor.

    I have spent in cafe, extra travel etc. We bought a phone with big buttons as my father finally cares about the phone now he's alone some days. Plus bought a big issue yesterday as girl so young to be on her own etc. My eyes were tearing up at the thought so I am very over-emotional.

    I want today to be an NSD.

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,650 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited Today at 8:16AM

    Forgot to say we've all been trying to get hold of my cousin to tell him about his father dying at 100. this including me going in person to his house last Wednesday. It turns out he was in hospital havinga major bowel operation 12th Feb which was why he was uncontactable. The daily drama level has been off the scale here.

    My father isn't interested in tippy kettle or water machine at the moment but he knows about them. I have a Wiltshire farm foods brochure to give him today.

  • in_need_of_direction
    in_need_of_direction Posts: 8,045 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    have you explained that the water machine reduces energy consumption

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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