July 2025 NSD challenge
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Joyful July's No-Spend Days Challenge!
Comments
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NSD Sunday 12/8.2
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Not today - bought a rose for niece and her partner.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 2 books of target 52 in 2026 as @ 4th January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring a NSD today.2026 decluttering: 49 🤑
2026 use up challenge: 23
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎1502 -
NSD — treated to pub lunch by Mother-in-law. That’s no. 13 😍1
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@Thriftymissus you declared 13 yesterday so think today is 14? Let me know if wrong xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
July targetsAuntieL 2/18
beanielou 20/19
BridgetTheCat 12/8
Caeraugirl 10cathybird 10/15
Changeyourlife25 7/10
Crazybee787 3/19
Crazycatlady2 3/15
cuddlymarm 15CynicalPinnacle 10Dizzycap 19/20
Doris17 7/15
InDebtEnby 6/12
IRunFar 10Jay1 2 10/14
KajiKita 14/15
laurenh1 12/18
LittleMissDetermined 15Money Choices 12Optimistic Saver 6/18
Pinkpieuni 8/10
QueenJess 7/15
short bird 11/18
thepurplepixie 6/15
Thriftymissus 14/TF
VickyA 2 5/10
To see the updated results for July on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Declaring a very early NSD 19/20 Monday! Manic day of appointments, so absolutely no chnce of spending a penny on so many levels! Far too much detailWishing everyone a Marvellous NSD Monday!
~ NSD 2026 Challenge January 4/20 (1)# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge for 2026 £25/£230 (1)# Make £2026 in 2026 £344.52 / £2026 (1)2 -
It was beautiful slightly scented, yellow-orange one, mid sized DA one (I find the big ones flop). They did appreciate it 😊cathybird said:
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 2 books of target 52 in 2026 as @ 4th January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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