2025 GOALS
44/25 classes
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Summertime
Comments
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I tidied up the hall stand a few weeks ago and was doing its maintenance tidy today when the torn £10 note that has taken up residence there reared its head again. Anyway I downloaded the appropriate form and completed it and put it into the post. Hopefully £10 will arrive in my bank account in due course and the halls and is positively glowing with its tidiness.5
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Called the hospital... after half an hour on hold to try to get hold of the consultant's secretary (I think she must have been at lunch) I was diverted to voicemail. Called back later and the phone was answered instantly, but the secretary I needed had gone home. Must call earlier tomorrow (I did leave a voicemail, but I'll try to speak to her... and if I don't get through tomorrow I'll send an email).3
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I had my 19th class of the year today. I'm not going to the class tomorrow as we are having the flooring man here very early in the morning.
I know I have a long to-list for tomorrow so I will report back on how I got on.
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Cat flap batteries need replacing. I guess I should do it now and get it over with!3
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Finally got all the mandates and updates done on the PC account! It might finally mean that our new clerk can access the account! 🙄
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2025, as @ 24th December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I set up a Barclays account (while I was in a boring meeting) to try and get the switch money.
I also stayed with a friend I haven't seen since winter and had a good catch up. Outstanding Awesome Task?Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.993 -
OHT - Outstanding Happy Taskrachmac3 said:I set up a Barclays account (while I was in a boring meeting) to try and get the switch money.
I also stayed with a friend I haven't seen since winter and had a good catch up. Outstanding Awesome Task?
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2025, as @ 24th December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hospital appointment booked. Cat feeding organised for weekend. Dog sent off on his holidays ready for late night working for the next couple of days.4
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I love that! ❤️KajiKita said:
OHT - Outstanding Happy Taskrachmac3 said:I set up a Barclays account (while I was in a boring meeting) to try and get the switch money.
I also stayed with a friend I haven't seen since winter and had a good catch up. Outstanding Awesome Task?
KKDebts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.992 -
I've been clearing and tidying again, various carpets washed and a lot of progress on his old craft room which now has a clear floor.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4
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