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Summertime

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  • greenbee
    greenbee Posts: 17,795 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Drain man called today, so replacing the septic tank lid is now planned for sometime end August/early Sept.
  • Makingabobor2
    Makingabobor2 Posts: 4,215 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Tomorrow I plan to finally put new cooker hood filter on, that has been sat in drawer for weeks. Also some more finance admin. 
    After finally ringing and making blood test appointment....and actually going for it today. I now need to ring dentist tomorrow as I think I have a loose crown! Been saying all week I would ring, so I really must. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Weeded a very messy bit of my garden that has been visually offending me for some time! It now has some pretty things in it 😊

    Less exciting, I cleaned the bathroom. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I sent a message to cancel out joint gym membership. Also removed the strimmer from the car (I picked it up from the menders several days ago) and strimmed the garden. Looking much better now!
  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I booked my MOT for Thursday.
    Did my mileage for work.
    Started podding my field beans while I cooked my tea.

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,319 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I finally showered down and scrubbed our disgusting recycling boxes - they were soo stinky. I now have a pile of recycling building up because I don't want to muck up my nice clean boxes!
  • rachmac3
    rachmac3 Posts: 356 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Today's not to old OAT is to change/set up the DDs for my credit cards from my new account in prep for switching.
    Nicer OATs are getting my hair cut for the first time this year, and a meal out with old work friends :)

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
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