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I listen to the legal hour on LBC radio (9pm on a Saturday and there's also a slot on Sunday same time). They are always talking about it and it makes a lot of sense.Cheery_Daff said:
No, I didn't, and I can't now remember why! There was a reason - I'm sure i investigated at the time. I may have been put off by the retailer insisting it wasn't actually faulty, it was just cosmetic damage. And now we're well lut of the warranty period, feels like it was ages ago. But I'm more militant now and have been complaining about all kinds of things so maybe I'll give it a go - back on the OATs list it goes!SandyShores said:
That's really bad Cheery Daff, I just read your thread on the subject. No wonder you are anti-smeg.Cheery_Daff said:
I refuse to buy anything Smeg after my hob fiasco (the paint came off all round the edge, they refused to do anything even though within guarantee as it was 'cosmetic' and said it was my fault). Nicely rusty now and impossible to clean properly (repainting it myself is a long-standing OAT - watch this space...) So Smeg can bog off!sheilavw said:Has anyone bought the Smeg ones? they look a good size
(I know plenty of people love their stuff, but I do make a point of telling my crappy stove story to counterbalance as I know people buy their stuff for the way it looks, as indeed we did) 😬😂
I didn't know they made travel cups though. They probably look lovely! 😂
Just out of interest, did you try a section 75 claim? If not there's still time."Think of many things, do one"
Mortgage 31Dec'25 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
Finally rang and made blood test appointments for both me & DH. Been meaning to do that for weeks. Also finally got round to investigating upgrading our travel insurance, via live chat. Wasn't nearly as bad as I expected it to be....well apart from the cost, which I have decided to leave for now & relook at it, at a different time.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £950/£3000
.
Studies/surveys December £75.87
Decluttering items 1395/2025
Books read 22
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Tree surgeon booked to take down a HUGE poplar. Need to put it in the diary and prep for all the logs and woodchip!3
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Have listed things on Oli0/ fb00k/ v1nted/flebay - still lots to list. Several things have sold (some of then then financed the purchase of a piece of furniture from fb00k)
2 bags dropped off at CS today - 2 more ready to go next time I'm in that direction. Most things that are up for sale will also head that way if they don't go 😊
Appointments made for DS2 for Optician, dentist and hygienist 😊
Still need to book appt to take DS3 shoe shopping - and also need to take him suit shopping for 6th form....
DS3's rooms are almost fully bottomed out - lots of stuff has gone to bin/ recycling (and some to CS and for sale) - should hopefully finish them (with him) tomorrow. DS2's and DS1's still need work......I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202 -
Made a complaint to ombudsman about debt collection agency who pursued me despite there being no evidence it was my debt. Probably won't come to anything but at least I've said my piece.
Have been putting it off for ages as its extremely anxiety inducing but I'm not having them send letters that someone might come to my home then just washing their hands of it like it was nothing to do with them3 -
Was hoping for a good push for last day of July but have had to settle for not swearing (at least in writing) at brokers. A strong enough achievement3
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Oh that definitely counts! 😉PennysIntoPounds said:Was hoping for a good push for last day of July but have had to settle for not swearing (at least in writing) at brokers. A strong enough achievement
Cleaned water filter jug and renewed filter. Then resubscribed to the refills, now we have worked through the built up stock!Blood test done - always dread them due to my small veins so good to knock that off the list.Paid off monthly CC balance.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Tomorrow I really really must book my car in for it's MOT.
Over the weekend I really really must submit that uni thing that's dragged on for months and contact some roofers about my shed.
I've said it out loud now so it has to happen.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.994 -
Two small OATs for me.
One I've put off for a few days - writing a letter to support a neighbour in a dispute with another neighbour 😬 Hope that doesn't come back to bite me.
The other I've put off for weeks and weeks - giving the same neighbour some cash we claimed when he helped a stupid man with a van who got stuck on our lawn 😂 Took forever to get them to agree to the claim but they have no. Obviously he tried to refuse, told him to give it to his wife if he didn't want it 😂
Oh, and I emptied out two jars of experimental apple scrap vinegar that had been left far too long and gone quite mouldy 😬
Off work for the whole of August so hopefully lots of OAT progress will be made! I'm planning to pop in every day, even if it's just to report something tiny.4 -
Some life asmin today - I renewed 2 savings accounts that matured a few days ago to rubbish rates , so improved that massively. Also opened a new cash ISA which I'll transfer an existing ISA with (now) rubbish rates.
Did a bunch of filing/ recycling/ shredding - tend to do a batch every school hols, as I just don't have the inclination in term time.
Also got DH to chase up a missing 3.5k from his old employer.....!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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