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Summertime
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PennysIntoPounds said:That's tough @Blackcats, well done for your support. Thank goodness they're happy there, what a relief for all
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I have checked my blood test results. All where they should be, so all good
I have also got myself organised and put p0st-its in my diary for when certain things need to be remembered (ordering bark and sterile compost, booking gardener to sort out my compost bins, renewing passports etc.) over the next few months. I have used P0st-its so if they slip for any reason I can move them on in my diary until they are done.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I have not been being very productive as I'm having a bit of a sad life time but I have just done- brace yourselves- a whole one vinted listing. I am actually somewhat shamefully proud of myself for this.
And not to brag, but I have also put the manky bits from the kitchen plughole protector into the bin after only looking at them for a few hours. Domestic goddessing all over the show herehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
I went one better & threw the plughole protector in the bin a few months ago.2
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Ha yep that's been done a few times @badmemory, fortunately have so far realised and fished it back out, just to make a manky job that bit mankier!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Well done on the vinted listing!!
I too am very proud of you (because I too have been putting it off for months and you've beaten me).Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5002 -
Thanks @rachmac3. We need to sort our listings lives out. It is so daft having things we don't want instead of possibly getting money we do want.
Fancy doing an hour together this week where we just bloody list things whether we're in the mood or not? One hour at an agreed time, see how much we can get done?https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Eek! My stomach flipped reading that!
Errrrrmmmm ....ok, go on then!
It's easy right? Everybody does it. Just need to get on with it, then I'll be laughing at myself for putting it off for so long.
Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5003 -
I do my listings just in school hols (as I'm not at work), as I just don't have the mental capacity to do it during term time. Even then, I procrastinate massively! I have 2 items Still to list that I've been promising myself I'll list for over 18 months..... 🤦🏻♀️🤦🏻♀️ I've also got a bunch of old tablets/ phones that need checking through and seeing if they are worth selling online/ selling to a recycling place, or just recycling through the LA.... However, with the sales I made last school hols and the ones this time, I can see a difference in the stuff hanging around. (I've also recycled/ binned/ donated heaps (3 bags to go to CS today if I go out) - I'm determined to make my life easier and able to have more fun by having less!!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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It's just one hour @rachmac3, we'll be fine! When you can you do an hour? Is 11am-12midday tomorrow (Fri) do-able for you?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 48
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61
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