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Summertime

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Comments

  • beanielou
    beanielou Posts: 97,775 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    Done an OAT (even though I’M ON HOLIDAY! 😉):

    Logged into the local council website and confirmed our registration on the electoral register electronically, which means they won’t have to waste money on a paper version plus postage. Feeling like an upstanding citizen! 😉😂😊

    KK
    Also did this the other day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • greenbee
    greenbee Posts: 18,600 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Need to check whether I've paid my tax bill, and sort out car insurance (runs out at the end of the month). But not tonight. Still unloading the second load from the DW and attempting to clear the kitchen up. Lots of stuff needs moving to the freezer and I need to prep vast numbers of courgettes to turn into curry to freeze before they rot. 
  • joedenise
    joedenise Posts: 18,245 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    KajiKita said:
    Done an OAT (even though I’M ON HOLIDAY! 😉):

    Logged into the local council website and confirmed our registration on the electoral register electronically, which means they won’t have to waste money on a paper version plus postage. Feeling like an upstanding citizen! 😉😂😊

    KK
    Always do this but they still send out the paper versions!  
  • Makingabobor2
    Makingabobor2 Posts: 4,556 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    So I got all the descaling done yesterday, and listed some more V*nt*d bits and remembered to make my appointment for pneumonia jab. Was very surprised when the receptionist said they had an appointment at 1.50pm today!  Was expecting to have to wait weeks.  So will pop down there in a bit, and drop off the CS stuff that never got taken yesterday. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £35.35

    Decluttering items 1402/
    2025.  49/2026
    Books read    23 in 2025.  2026- 2 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Blackcats
    Blackcats Posts: 4,219 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @greenbee - I just did our car insurance through £co compare and they are doing £45 cashback at the moment

    car insurance dealt with ✅
    dad's tv licence renewed ✅
    large item retrieved from garage ready to be ebayed ✅

    MrBC to photograph and list item on eBay - likely to be carried forward to an Autumn version of this thread 😂
  • Makingabobor2
    Makingabobor2 Posts: 4,556 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    CS had a big sign up saying no more donations today, so will have to take it when I go to the next town for my line dancing class tomorrow, and drop it off at one of the CS's there. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £35.35

    Decluttering items 1402/
    2025.  49/2026
    Books read    23 in 2025.  2026- 2 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,899 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Two OATS crossed off that have been on the list for some time - contact pension provider from an old previous employer to let them know that unfortunately I won't be retiring next month as their records show and asked them to amend to two years time. Also contacted an ancient benefits scheme Mr SA was in when he first started work, paperwork of which was buried under a pile of things to deal with, to update address as it was still showing the address he lived at with his parents back in the 80s. 

    No idea why I'd been putting these things off because collectively they took 10 minutes tops.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Fabulous old OATing @Sun_Addict

    I have not done anything outstanding but I have also not lost my temper or my mind dealing with build so counting that as a big win. For today. Making no promises for future days 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,234 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Took and held my temper through a call from the company that arranged our life insurance 5 years ago when we bought the house. As I predicted, at the start of the call … there was no possible saving on a new policy. A new policy would cost us an extra £15 pcm …! Nuh-huh! 🙄😂🤷‍♀️😉

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 5 books of target 52 in 2026 as @ 13th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,586 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'd like to join you all to help me tackle my Oaty things. We have a storeage locker of stuff coming home in a few weeks so we agreed last weekend to go through the rest of the house and be ruthless while we still have a bit more room to manouvre. As a result my broken case and falling apart rucksack are in black bags ready for rubbish day on Friday. I've also listed two items on trash nothing. One of them is a bean bag cover we last used in 2009! Bit too stiff for beanbags now. I plan to tackle the next section at the bottom of the wardrobe on Friday. Need to keep at it.
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    January NSD challenge 10/10
    January AFD challenge 2/14
    2026 Art pass savings £29.50
    2026 Railcard savings £0
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