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Summertime
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Have booked a parcel collection, so it should (just) arrive on time. And filled the bins.
Maybe have a break from the shredding redo and save the rest for when you're bored of something else?1 -
That is loads @redofromstart, don't push yourself if it'll give you the grump, the one very good thing about things that need doing is that they remain needing doing so if you need a break dinnae fash yerself!
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Absolutely @badmemory, I know I'm up to date as much as can be with NI as had a years and years long battle with HMRC to get them to update my record and bloody give them money!
This will be the first tax year getting a different type of income though so will have to see what they report before I can question it!2 -
Garden waste collection renewed... but cut down to one bin as I need to generate more compost/mulch so it will only be stuff that I really can't use (laurel, holly, leylandii) that will go in there. Perennial weeds are now going into water barrels to rot down.1
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Not posted on this thread much lately. But now we are back from our short break away, I need to get on. So todays OAT, is to tidy out my undies drawer, and declutter a bit more clothes from wardrobe, and list more on V*nt*d to sell, and take a load to CS on my way down to the butchers this morning. Then this afternoon I have a Dr appt, so need to remember to make my pneumonia vaccination appointment while I am down there. They texted me a few weeks ago to do it, but I never got round to it and the link was only valid for 7 days.
Also need to do some descaling of taps etc with lemon/vinegarMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Took a pair of shoes to put in the shoe recycling bin.
And came home with them having forgot all about it though had thought a few times my bag was unusually heavy 😂3 -
Unlike PIP I took a bag to the textiles recycling and then put the bag in the recycling bin. 😇
I've got 2 bags of clothes in the car boot ready to drop off at the charity shop but there was no parking within about 100 miles of it so I'll try again on Thursday.
Filled in an information gathering form ready for our appointment to make our wills. Also finalised the refund from the shoddy Will makers where we started the process.
thoroughly cleaned, slat by blooming slat the blinds in the kitchen. Possibly the most boring job this month. However, there is a pile of ironing to do so the prize for boring is still up for grabs.
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Ooh hark at you Ms fancy schmancy recycling the recycling @Blackcats 😂
That is a difficult call for most boring job.
Well done getting the will prep and refund sorted 👍1 -
Blackcats said:
I've got 2 bags of clothes in the car boot ready to drop off at the charity shop but there was no parking within about 100 miles of it so I'll try again on Thursday.3 -
Done an OAT (even though I’M ON HOLIDAY! 😉):
Logged into the local council website and confirmed our registration on the electoral register electronically, which means they won’t have to waste money on a paper version plus postage. Feeling like an upstanding citizen! 😉😂😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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